1440 EMERALD DUNES DRIVE, SUN CITY CENTER, FL, 33573
Active57 days on marketListed Jun 10, 2026MLS #TB8517971
About this home
1440 EMERALD DUNES DRIVE
*CLICK ON INTERACTIVE 3D TOUR ABOVE* ------- BEAUTIFULLY REMODELED CONDO WITH STUNNING WATER & GOLF COURSE VIEWS! Reward yourself with active & carefree retirement living in the premier 55+ resort-style community of Renaissance, where you'll feel like you're on vacation every day! This gorgeous, 3 BEDROOM/2 BATH, GROUND LEVEL, LUXURIOUS & MAINTENANCE FREE CONDO, boasts almost 1900 sq ft of NEWLY REMODELED, MODERN OPEN LIVING SPACE. Step inside and be wowed by the soaring high ceilings W/CROWN MOLDING, ELEGANT DECOR, CORETEC CLASSIC "WOOD LOOK" FLOORING THROUGHOUT, CUSTOM PLANTATION SHUTTERS & ELECTRIC SHADES, PLUS STUNNING WATER & GOLF COURSE VIEWS ALL ACROSS THE REAR OF THE CONDO. The fabulous & UPDATED EAT-IN KITCHEN is a cook's dream with CUSTOM CABINETRY & TRAVERTINE BACKSPLASH, CUSTOM PANTRY, NEW STAINLESS APPLIANCES INCLUDING NATURAL GAS RANGE, granite counters and large island for extra seating. The open floorplan allows an effortless flow to the comfortable family/dining room that offers a CUSTOM BUILT-IN ENTERTAINMENT CENTER as well as a wall of sliders for easy access to the lanai area. The private owner's suite has another lanai access as well as large walk-in closet w/organizer and REMODELED WALK-IN SHOWER AND NEW CABINETS W/GRANITE COUNTER. The other 2 spacious & updated bedrooms & full bathroom are at the opposite end of the condo for extra privacy. When you want to relax and enjoy the peaceful water views & various wildlife, retreat to the awesome 9 x 24 SCREENED & COVERED LANAI. This condo is conveniently located just around the corner from the neighborhood Club Renaissance where you can enjoy dining, drinks, social activities, resort-style pool, fitness classes, spa and so much more. You'll also have access to all Sun City Center amenities such as shopping, restaurants, banking, doctors, various social & sport clubs, pickleball, and tons more. So come and see this beauty today to discover why you'll want to call it yours!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,860
Sqft
0.09 ac
Lot size
2
Garage
2006
Year built
One
Levels
$190
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,785 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,785/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.4%
$/sqft vs Sun City Center actives
$190 vs $163
Days on market
57 vs 55 typical
Where $190/sqft sits among the 300 Sun City Center actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sun City Center
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sun City Center. See the full Sun City Center guide →
SUN CITY CENTER 33573 — neighborhood snapshot
Population
30,820
Median age
68.5
Median income
$68,431
Median home value
$270,600
Avg household
1.98
Households w/ children
1,606
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sun City Center market
$255K → $240K
Sun City Center median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
186 of 300
Sun City Center actives have cut their price
Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the SUN CITY CENTER 33573 median. See the full Sun City Center market guide →
Paper trail
This home's history
Reality check
What actually sold near 1440 EMERALD DUNES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$347,000
1417 EMERALD DUNES DRIVE
3 bd · 2 ba · 1,860 sqft · $187/sqft · 60 DOM
Sold · Dec ’25$346,000
1357 EMERALD DUNES DRIVE
3 bd · 2 ba · 1,860 sqft · $186/sqft · 7 DOM
Sold · Jun ’26$328,000
1351 EMERALD DUNES DRIVE UNIT 1351
3 bd · 2 ba · 1,860 sqft · $176/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1440 EMERALD DUNES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1440 EMERALD DUNES DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1440 EMERALD DUNES DRIVE FAQs
What would the monthly payment be for 1440 EMERALD DUNES DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,785/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1440 EMERALD DUNES DRIVE?+
The most recent tax bill on record (2025) was $4,609. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1440 EMERALD DUNES DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sun City Center?+
At $354,000, this home is listed about 32% above the Sun City Center median of $269,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1440 EMERALD DUNES DRIVE?+
Doby Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$354,000 runs 43% above the SUN CITY CENTER 33573 median — but at 1,860 sqft it's also 20% larger than the typical Sun City Center listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $374,900, now $354,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Robin Bennett. MLS #TB8517971.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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