410 MONTROSE AVENUE, TEMPLE TERRACE, FL, 33617
Active58 days on marketListed Jun 12, 2026MLS #TB8517897
Come see it
Upcoming open house
Sun, Aug 9
1:30 PM – 3:30 PM
About this home
410 MONTROSE AVENUE
Priced to sell! Welcome to 410 Montrose Avenue, a truly exceptional custom-built estate perfectly positioned on the 16th hole of the historic Temple Terrace Golf Course. This impressive pool home offers 5 bedrooms, 3.5 bathrooms, a spacious two-car garage, and over 4,100 square feet of beautifully designed living space, blending timeless elegance with modern comfort in Temple Terrace's most sought-after neighborhood. From the moment you arrive, you'll be captivated by the home's striking modern elevation, stately curb appeal, lush mature landscaping, and brick-paver driveway leading to the oversized side-entry garage. Situated on a generous 0.36-acre homesite, the property enjoys picturesque golf course views while maintaining privacy through thoughtful landscaping and outdoor design. Inside, soaring ceilings, abundant natural light, and expansive living spaces create an inviting atmosphere ideal for both everyday living and entertaining. The chef's kitchen features extensive counter space, custom cabinetry, a gas range, high-end appliances, and ample prep space, seamlessly flowing into the home's spacious gathering areas. The backyard serves as a private Florida retreat, complete with a stunning pebble-finish saltwater pool, brick-paver deck, outdoor kitchen, and multiple seating areas overlooking the golf course, creating the perfect setting for relaxing or hosting guests. Designed with both functionality and flexibility in mind, the home offers generous living areas and versatile spaces ideal for working from home, accommodating guests, or multigenerational living. Recent improvements include new plumbing in 2025, a roof reseal in 2025, a water heater approximately four years old. Located within the highly desirable Temple Terrace Estates community with no HOA, this home offers convenient access to I-275, I-75, Downtown Tampa, the University of South Florida, Busch Gardens, premier medical facilities, shopping, dining, and more. **Buyer Bonus: Our preferred lender is offering a 1% lender credit of the loan amount, up to $5,000, toward buyer pre-paids and closing costs. Don't miss this rare opportunity to own a distinguished golf course estate in one of Tampa Bay's most charming and established communities. Schedule your private showing today and experience the lifestyle that 410 Montrose Avenue has to offer.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
4,148
Sqft
0.36 ac
Lot size
2
Garage
1980
Year built
Two
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,269 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,269/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Temple Terrace actives
$213 vs $208
Days on market
58 vs 47 typical
Where $213/sqft sits among the 62 Temple Terrace actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Temple Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Temple Terrace. See the full Temple Terrace guide →
TEMPLE TERRACE 33617 — neighborhood snapshot
Population
47,880
Median age
33.1
Median income
$48,651
Median home value
$267,200
Avg household
2.32
Households w/ children
5,060
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Temple Terrace market
$315K → $450K
Temple Terrace median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
27 of 62
Temple Terrace actives have cut their price
Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 416% above the TEMPLE TERRACE 33617 median. See the full Temple Terrace market guide →
Paper trail
This home's history
Reality check
What actually sold near 410 MONTROSE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$465,000
1116 N RIVERHILLS DRIVE · same community
4 bd · 2.5 ba · 3,506 sqft · $133/sqft · 68 DOM
Sold · Sep ’25$750,000
421 MONTROSE AVENUE · same community
5 bd · 3.5 ba · 3,234 sqft · $232/sqft · 22 DOM
Sold · May ’26$670,000
817 BANNOCKBURN AVENUE · same community
4 bd · 3 ba · 2,867 sqft · $234/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 410 MONTROSE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 410 MONTROSE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
410 MONTROSE AVENUE FAQs
What would the monthly payment be for 410 MONTROSE AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,269/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 410 MONTROSE AVENUE?+
The most recent tax bill on record (2025) was $12,022. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Temple Terrace?+
At $885,000, this home is listed about 153% above the Temple Terrace median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 410 MONTROSE AVENUE?+
Greco Middle Magnet School (middle), Lewis Elementary School (elementary), King High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$885,000 runs 416% above the TEMPLE TERRACE 33617 median — but at 4,148 sqft it's also nearly 3 times the size of the typical Temple Terrace listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $950,000, now $885,000 — a $65K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MCBRIDE KELLY & ASSOCIATES · Tatum Peterson. MLS #TB8517897.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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