736 ISLAND WAY UNIT 1003, CLEARWATER BEACH, FL, 33767
Active54 days on marketListed Jun 11, 2026MLS #TB8517776
About this home
736 ISLAND WAY UNIT 1003
Experience elevated coastal living in this beautifully updated 10th-floor, 2-bedroom, 2-bath condominium in desirable Island Estates. Enjoy stunning views out of your new impact rated windows of the Mandalay Channel, Intracoastal Waterway, Gulf of America, and sparkling city skyline from your private retreat. The thoughtfully designed floor plan features a chef’s kitchen with ample workspace and storage, an inside laundry room for added convenience, and a spacious primary suite complete with a walk-in closet and ensuite bath. The second bedroom and full bath provide comfortable accommodations for family and visitors. Ideally located just minutes from Clearwater Beach, shopping, banking, dining, and the marina, this residence offers the perfect blend of convenience and waterfront living. Community amenities include a waterfront swimming pool, tennis courts, and an assigned covered parking space. Whether you're seeking a full-time residence, seasonal getaway, or investment opportunity, this Island Estates condo delivers exceptional views, desirable amenities, and an unbeatable location.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,930
Sqft
3 ac
Lot size
1974
Year built
One
Levels
$453
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,368 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,368/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.5%
$/sqft vs Clearwater Beach actives
$453 vs $569
Days on market
54 vs 73 typical
Where $453/sqft sits among the 278 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $905K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
120 of 278
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 736 ISLAND WAY UNIT 1003
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$745,000
736 ISLAND WAY UNIT 303 · same community
2 bd · 2 ba · 1,930 sqft · $386/sqft · 102 DOM
Sold · Mar ’26$750,000
736 ISLAND WAY UNIT 606 · same community
2 bd · 2 ba · 1,930 sqft · $389/sqft · 100 DOM
Sold · Apr ’26$740,000
736 ISLAND WAY UNIT 604 · same community
2 bd · 2 ba · 1,960 sqft · $378/sqft · 205 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 736 ISLAND WAY UNIT 1003 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 736 ISLAND WAY UNIT 1003 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
736 ISLAND WAY UNIT 1003 FAQs
What would the monthly payment be for 736 ISLAND WAY UNIT 1003?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,368/mo — principal and interest, the actual property-tax bill, the $1,188/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 736 ISLAND WAY UNIT 1003?+
The association fee works out to $1,188 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 736 ISLAND WAY UNIT 1003?+
The most recent tax bill on record (2025) was $11,639. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 736 ISLAND WAY UNIT 1003?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $875,000, this home is listed about 10% above the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 736 ISLAND WAY UNIT 1003?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$875,000 runs 59% above the CLEARWATER BEACH 33767 median — but at 1,930 sqft it's also 38% larger than the typical Clearwater Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,188/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BURWELL REAL ESTATE · Andy Burwell, Jr. MLS #TB8517776.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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