David Ramirez
$295,000$300,0003 bd1 ba990 sqft$298 /sqft$2,431 /mo all-in ↓

5480 70TH LANE N, ST PETERSBURG, FL, 33709

Active58 days on marketListed Jun 12, 2026MLS #TB8517774

Reduced $5KSingle Family ResidenceGORSUCH & HUTCHINSON

About this home

5480 70TH LANE N

Charming Updated 3-Bedroom Home with No HOA or CDD Fees!! Welcome to this beautifully updated 3-bedroom, 1-bathroom home offering comfort, style, and peace of mind. Freshly painted inside and out, this well-maintained property features bright, inviting living spaces perfect for everyday living and entertaining. Recent upgrades include luxury vinyl plank flooring throughout, new interior and exterior paint, updated ceiling fans and light fixtures, hurricane-impact windows installed in 2020, and a brand-new roof and HVAC system completed in 2024. Conveniently located just minutes from shopping, dining, parks, and nature preserves, this home also offers easy access to Clearwater, Largo, Gulfport, and downtown St. Petersburg, making commuting and exploring the area a breeze. This move-in-ready home is a fantastic opportunity for first-time buyers, downsizers, or investors alike. Schedule your private showing today and discover all it has to offer!

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

990

Sqft

0.16 ac

Lot size

1956

Year built

One

Levels

$298

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Primary Bedroom Main Floor
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
FacesSouth
ParkingDriveway
ExteriorPrivate Mailbox · Private Yard

Community & fees

Taxes (2025)$4,848/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,431 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Property tax — 2025 actual bill$404
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,325
Interest rate6.00%
Loan term

Estimated payment

$2,431/mo

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Property taxes (actual bill)$404
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $295K
$264KedgeAI estimate $295,391 · range $275K$360K$375K

vs edgeAI estimate

−0.1%

$/sqft vs St Petersburg actives

$298 vs $327

Days on market

58 vs 55 typical

Where $298/sqft sits among the 400 St Petersburg actives

137
140 · this home
57
28
11
27
$137–273$273–408$408–544$544–679$679–815$815+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 5480 70TH LANE N

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33709 — neighborhood snapshot

Population

25,371

Median age

53.3

Median income

$52,621

Median home value

$190,300

Avg household

2.2

Households w/ children

1,922

For the school run

Pinellas County School District

ElementaryWestgate Elementary School★★★★★
HighDixie M. Hollins High School★★★★★
MiddleTyrone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

220 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 91% above the ST PETERSBURG 33709 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $295,000 $5K
Jun 12, 2026Listed at $300,000 · 58 days on market since
1956Built · GORSUCH & HUTCHINSON

Reality check

What actually sold near 5480 70TH LANE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5487 70TH WAY NSold · Jan ’26

$180,800

5487 70TH WAY N · same community

3 bd · 1.5 ba · 953 sqft · $190/sqft · 2 DOM

7307 34TH AVENUE NSold · Apr ’26

$340,000

7307 34TH AVENUE N

3 bd · 2 ba · 996 sqft · $341/sqft · 81 DOM

6710 35TH TERRACE NSold · Jul ’26

$315,000

6710 35TH TERRACE N

2 bd · 1 ba · 975 sqft · $323/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5480 70TH LANE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5480 70TH LANE N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

5480 70TH LANE N FAQs

What would the monthly payment be for 5480 70TH LANE N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,431/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5480 70TH LANE N?+

The most recent tax bill on record (2025) was $4,848. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $295,000, this home is listed about 31% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5480 70TH LANE N?+

Westgate Elementary School (elementary), Dixie M. Hollins High School (high), Tyrone Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FUTURE HOME REALTY INC · Donna Hall. MLS #TB8517774.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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