2505 BAY BOULEVARD UNIT 1, INDIAN ROCKS BEACH, FL, 33785
Active52 days on marketListed Jun 12, 2026MLS #TB8517762
About this home
2505 BAY BOULEVARD UNIT 1
STUNNING water views of the sparkling Bay! Amazing sunrises over the serene waterfront! ONLY 2 blocks to the sandy beach to see spectacular sunsets! Indian Rocks Beach updated condo 2 bedrooms, 2 full bathrooms PLUS deep-water boat slip with 10,000-lb boat lift. Located on the second floor of a quaint five unit complex. Spacious balcony deck, part covered and part open deck overlooking Bay. Great room and primary suite have direct water views! Beautifully furnished and updated - just bring your swimsuit! SPLIT Bedroom floorplan - more privacy! Renovated kitchen with granite countertops and stainless-steel appliances, INSIDE UTILITY newer, front loading washer and dryer in Kitchen, safe Impact windows and doors, luxury vinyl plank flooring, built-ins, and a plus a whole-building water softener. Tandem parking for two vehicles plus a golf cart under the bldg. in assigned parking. Extra storage for beach gear - beach chairs, cooler, umbrellas, beach toys, beach wagon all included. After boating and beaching it enjoy the outdoor shower, and waterfront BBQ grill area by the docks. Condo is located on the 1st floor walk up (NO elevators in building). RENTAL INFO: 3 month minimum $2900 OUT of season / $6475 IN season for 2 tenants' occupancy - higher rate for additional tenants. FOUR tenants max allowed and 2 visitors. Add 13% taxes plus $250 clean fee. ONLY service animals (no pets) per Condo association. Tenant pays additional $300/mo condo fee to cover water/sewer/trash/landscaping RENT INCLUDES: Electricity ($100/month max - tenant pays overage), Internet, Bldg maintenance. ***USE of dock/boat lift is additional charge, not included in advertised rental rate*** TO MOVE IN: National criminal & credit back ground check, 1st month, last month & 1 month security deposit unless excellent credit then only $1000 Enjoy IRB Nature Preserve Park with board walk thru the mangroves and fishing dock, IRB has lots of parks, tennis courts/pickle ball, skateboard park, basketball. Walk to shops, restaurants, bars and parks! Located in the heart of the most charming BEACH TOWN in Pinellas INDIAN ROCKS BEACH! In less than 15 minutes, take your boat out thru Clearwater Pass to sparkling Gulf waters! BEST fishing around! CATCH your dinner! Dine at our delicious waterfront restaurants. Enjoy watching dolphin, manatees, sea birds, at your back door from your private deck!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,090
Sqft
1.1 ac
Lot size
1981
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Indian Rocks Beach actives
$3 vs $617
Days on market
52 vs 66 typical
Where $3/sqft sits among the 87 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $755K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
46 of 87
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2505 BAY BOULEVARD UNIT 1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$635,000
2505 BAY BOULEVARD UNIT 1 · same community
2 bd · 2 ba · 1,090 sqft · $583/sqft · 110 DOM
Sold · Mar ’26$670,000
2505 BAY BOULEVARD UNIT 4 · same community
2 bd · 2 ba · 1,435 sqft · $467/sqft · 81 DOM
Sold · Jul ’26$675,000
127 11TH AVENUE
3 bd · 2 ba · 1,092 sqft · $618/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2505 BAY BOULEVARD UNIT 1 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2505 BAY BOULEVARD UNIT 1 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2505 BAY BOULEVARD UNIT 1 FAQs
What would the monthly payment be for 2505 BAY BOULEVARD UNIT 1?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2505 BAY BOULEVARD UNIT 1?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $2,900, this home is listed about 100% below the Indian Rocks Beach median of $749,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2505 BAY BOULEVARD UNIT 1?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the INDIAN ROCKS BEACH 33785 market on paper
$2,900 is 100% below the INDIAN ROCKS BEACH 33785 median of $707,450, and at $3/sqft it sits under the Indian Rocks Beach average of $673.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $3,475, now $2,900 — a $575 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LIZARD REALTY · Liz Barrett. MLS #TB8517762.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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