David Ramirez
$849,900$865,0004 bd3.5 ba2,534 sqft$335 /sqft$5,466 /mo all-in ↓

4346 MARINE PARKWAY, NEW PORT RICHEY, FL, 34652

Active58 days on marketListed Jun 15, 2026MLS #TB8517748

Reduced $15KWaterfrontPrivate poolSingle Family ResidenceGULF HARBORS WOODLANDS SEC 30C

About this home

4346 MARINE PARKWAY

Some homes come with a view. This one comes with a lifestyle you'll plan your whole week around. Picture mornings by the pool as the canal wakes up around you. By afternoon, you're pulling away from your private dock toward the open Gulf, NO BRIDGES to slow you down. By evening, you're back home for another sunset, with dolphins and manatees passing right through the backyard. Set on 101 FEET OF DEEP SAILBOAT WATER in Gulf Harbors Woodlands, this fully renovated waterfront estate delivers over 2,500 square feet of refined coastal living, and every inch of it was designed around the water. Walk in and your eyes go straight through the open living space to the pool and canal beyond. The kitchen anchors the home with an oversized quartz island, premium Samsung appliances, and custom cabinetry, opening seamlessly into two dining areas and multiple living spaces. Multiple sliding doors blur the line between indoors and out, so natural light and water views follow you through the whole home. The split floor plan gives everyone their own space. The primary suite is a retreat on its own, with direct pool access, panoramic water views, a spa inspired bath, and a large walk-in closet. On the other side of the home, two oversized guest bedrooms share a smart Jack and Jill layout, EACH WITH ITS OWN PRIVATE VANITY AND WATER CLOSET, SHARING ONLY THE SHOWER. A third full bath sits perfectly for pool days. Outside, an oversized screened lanai wraps the newly refinished pool, leading to your private dock with a BOAT LIFT, WATER, AND ELECTRIC HOOKUPS. Fish, scallop, paddleboard, kayak, island hop to Anclote Key, hit the sandbars, or cruise to waterfront restaurants, all minutes from your own backyard. Every major system has been addressed in a COMPLETE, PERMITTED RENOVATION: NEW ROOF, HVAC, WINDOWS, HURRICANE SHUTTERS, PORCELAIN TILE THROUGHOUT, DESIGNER LIGHTING, and a fully reimagined kitchen and baths. Residents also enjoy a private community boat ramp, waterfront pool, and tennis courts, with optional memberships available to the Gulf Harbors Beach Club and Yacht Club for private beach access, dining, and an active boating community. APPRAISED AT $900,000 IN FEBRUARY 2026, THIS HOME IS PRICED WELL UNDER APPRAISED VALUE, OFFERING BUILT-IN EQUITY FROM DAY ONE. THE VIEW WILL CATCH YOUR ATTENTION. THE LIFESTYLE WILL MAKE YOU STAY.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,534

Sqft

0.24 ac

Lot size

2

Garage

1976

Year built

One

Levels

$335

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringPorcelain Tile · Tile
AppliancesDishwasher · Disposal · Ice Maker · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Brick
FoundationSlab
ViewWater
FacesNortheast
ParkingDriveway · Garage Door Opener · Ground Level · Oversized
ExteriorHurricane Shutters · Lighting · Private Entrance · Private Mailbox · Sliding Doors

Community & fees

HOA fee$63/mo
Taxes (2025)$4,056/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Yes
CommunityCanal Front · Community Boat Ramp · Dock · Fishing · Gulf/Ocean Front · Private Boat Ramp · Water Access · Waterfront · Clubhouse · Deed Restrictions · No Truck/RV/Motorcycle Parking · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Fiber Optics · Phone Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,466 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,586
PMI (est., until 20% equity)$319
Property tax — 2025 actual bill$338
HOA fee — from the listing$63
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,990
Interest rate6.00%
Loan term

Estimated payment

$5,466/mo

Principal & interest$4,586
PMI (est., until 20% equity)$319
Property taxes (actual bill)$338
HOA / condo fee$63
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $850K
$664KedgeAI estimate $877,519 · range $691K$952K$990K

vs edgeAI estimate

−3.1%

$/sqft vs New Port Richey actives

$335 vs $202

Days on market

58 vs 51 typical

Where $335/sqft sits among the 400 New Port Richey actives

91
156
88
18
13 · this home
34
$101–159$159–217$217–276$276–334$334–393$393+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Port Richey

Map of 4346 MARINE PARKWAY

Drive times from this address

Tampa Int’l Airport (TPA)49 min
Downtown Tampa53 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

NEW PORT RICHEY 34652 — neighborhood snapshot

Population

25,900

Median age

51.8

Median income

$52,396

Median home value

$198,400

Avg household

2.19

Households w/ children

1,991

For the school run

Pasco County School District

HighAnclote High School★★★★★
MiddlePaul R. Smith Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$280K$260K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

239 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 280% above the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $849,900 $15K
Jun 15, 2026Listed at $865,000 · 58 days on market since
1976Built · GULF HARBORS WOODLANDS SEC 30C

Reality check

What actually sold near 4346 MARINE PARKWAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4065 RUDDER WAYSold · Jun ’26

$1,200,000

4065 RUDDER WAY

3 bd · 2.5 ba · 2,580 sqft · $465/sqft · 145 DOM

3912 RUDDER WAYSold · Mar ’26

$460,000

3912 RUDDER WAY

3 bd · 2.5 ba · 2,713 sqft · $170/sqft · 300 DOM

4936 SOUTHSHORE DRIVESold · May ’26

$1,100,000

4936 SOUTHSHORE DRIVE

4 bd · 2.5 ba · 2,791 sqft · $394/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4346 MARINE PARKWAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4346 MARINE PARKWAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

4346 MARINE PARKWAY FAQs

What would the monthly payment be for 4346 MARINE PARKWAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,466/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4346 MARINE PARKWAY?+

The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4346 MARINE PARKWAY?+

The most recent tax bill on record (2025) was $4,056. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4346 MARINE PARKWAY?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $849,900, this home is listed about 198% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4346 MARINE PARKWAY?+

Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$849,900 runs 280% above the NEW PORT RICHEY 34652 median — but at 2,534 sqft it's also nearly twice the size of the typical New Port Richey listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $865,000, now $849,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of KINEST REALTY · Stephanie Person. MLS #TB8517748.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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