314 INDIANA AVENUE, CRYSTAL BEACH, FL, 34681
Active49 days on marketListed Jun 16, 2026MLS #TB8517747
About this home
314 INDIANA AVENUE
Welcome to 314 Indiana Avenue in the eclectic waterfront community of Crystal Beach! Waterview of Avery Bayou from your front yard. Quiet dead end street. This fully remodeled home is beingf sold Furnished! Features 3 spacious bedrooms and 2 bathrooms. This home showcases the Florida contemporary style, blending modern finishes with coastal charm. The inviting open floor plan is designed for comfortable living and effortless entertaining, with a spacious kitchen that flows seamlessly into the living and dining areas, creating the perfect gathering place for family and friends. Abundant natural light fills the home, enhancing the bright and airy atmosphere throughout. The fully fenced backyard provides privacy and plenty of space for outdoor enjoyment, whether you're hosting a barbecue, or simply relaxing in your own backyard retreat. No deed restrictions here! You can park all of your recreational vehicles on site. The Sutherland Bayou public boat ramp is right around the corner! Crystal beach is a golf cart friendly community. You can cruise around the neighborhood, with easy access to the post office, Emily's restaurant, Dairy Rich, Fairway pizza, Live Oak Park, the pier and more! Watching spectacular sunsets is what make this community special. Located just minutes from the Gulf beaches, local parks, and the Pinellas county 45 mile trail, while maintaining the charm of old Florida living. Combining modern updates, coastal character, and everyday convenience, don't miss the opportunity to make this beautiful property your own! This property is currently leased out as an AIR BNB when owner not in town.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,332
Sqft
0.14 ac
Lot size
1961
Year built
One
Levels
$324
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,282 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,282/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.4%
$/sqft vs CRYSTAL BEACH REV
$324 vs $392
Days on market
49 vs 68 typical
Where $324/sqft sits among the 13 homes for sale in CRYSTAL BEACH REV
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Crystal Beach. See the full Crystal Beach guide →
CRYSTAL BEACH 34681 — neighborhood snapshot
Population
1,331
Median age
42.9
Median home value
$680,500
Avg household
2.63
Households w/ children
253
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal Beach market
$1.2M → $850K
Crystal Beach median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
11 of 13
CRYSTAL BEACH REV have cut their price
Median sold price, Crystal Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the CRYSTAL BEACH 34681 median. See the full Crystal Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 314 INDIANA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$503,000
350 KENTUCKY AVENUE · same community
3 bd · 2 ba · 1,331 sqft · $378/sqft · 14 DOM
Sold · Mar ’26$500,000
104 S MAYO STREET · same community
2 bd · 2 ba · 1,320 sqft · $379/sqft · 128 DOM
Sold · Jul ’26$450,000
550 ONTARIO AVENUE · same community
3 bd · 2 ba · 1,320 sqft · $341/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 314 INDIANA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 314 INDIANA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
314 INDIANA AVENUE FAQs
What would the monthly payment be for 314 INDIANA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,282/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 314 INDIANA AVENUE?+
The most recent tax bill on record (2025) was $4,650. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 314 INDIANA AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal Beach?+
At $432,000, this home is listed about 49% below the Crystal Beach median of $842,450. The market section on this page shows how the area is trending.
Which schools are assigned to 314 INDIANA AVENUE?+
Palm Harbor University High (high), Ozona Elementary School (elementary), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CRYSTAL BEACH 34681 market on paper
$432,000 is 42% below the CRYSTAL BEACH 34681 median of $742,450, and at $324/sqft it sits under the Crystal Beach average of $407.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Palm Harbor University High, Ozona Elementary School, Palm Harbor Middle School — Palm Harbor University High rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $450,000, now $432,000 — a $18K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Roberta Celiberti. MLS #TB8517747.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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