4934 SW 20TH PLACE, CAPE CORAL, FL, 33914
Active56 days on marketListed Jun 10, 2026MLS #TB8517744
About this home
4934 SW 20TH PLACE
WESTERN EXPOSURE, UPDATED AND PERFECTLY POSITIONED IN SOUTHWEST CAPE CORAL. This renovated Cape Coral home offers a bright, inviting interior with vaulted ceilings, tile flooring, and an open layout that feels both comfortable and functional. The kitchen features white shaker cabinetry, a brick tile backsplash, a large sink, silver appliances, and a movable butcher block island for added prep space and flexibility. A built-in desk area provides a convenient spot for work, organization, or additional storage. The split bedroom floor plan offers privacy and everyday convenience, with well-sized bedrooms and updated bathrooms. The primary suite features an en suite bath with a spacious tiled walk-in shower, along with private access from the bathroom to the lanai for added convenience and easy indoor-outdoor living. Step outside to the covered screened lanai overlooking a fenced backyard with room to relax, entertain, garden, or enjoy the Florida sunshine. A shed with electricity adds valuable storage and utility, making the outdoor space even more practical. Located in a desirable Southwest Cape Coral area, this home places you close to Cape Harbour, boating, marinas, waterfront dining, restaurants, shopping, grocery stores, and everyday conveniences. With updated interiors, functional living spaces, and a location near everything that makes Southwest Florida so desirable, this home is one you will want to see in person.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,452
Sqft
0.23 ac
Lot size
3
Garage
1992
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,406 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,406/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.9%
$/sqft vs CAPE CORAL
$207 vs $246
Days on market
56 vs 49 typical
Where $207/sqft sits among the 144 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33914 — neighborhood snapshot
Population
44,439
Median age
54.7
Median income
$75,557
Median home value
$408,800
Avg household
2.46
Households w/ children
3,094
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $390K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
47 of 144
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% below the CAPE CORAL 33914 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 4934 SW 20TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$255,000
1428 SE 20TH AVENUE · same community
3 bd · 2 ba · 1,435 sqft · $178/sqft · 164 DOM
Sold · Dec ’25$287,000
332 NE 21ST STREET · same community
3 bd · 2 ba · 1,418 sqft · $202/sqft · 9 DOM
Sold · Dec ’25$260,000
1813 SW 36TH TERRACE · same community
3 bd · 2 ba · 1,522 sqft · $171/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4934 SW 20TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4934 SW 20TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4934 SW 20TH PLACE FAQs
What would the monthly payment be for 4934 SW 20TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,406/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4934 SW 20TH PLACE?+
The most recent tax bill on record (2025) was $4,171. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $299,900, this home is listed about 33% below the Cape Coral median of $449,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4934 SW 20TH PLACE?+
Gulf Middle School (middle), Ida S. Baker High School (high), Gulf Elementary School (elementary), Pelican Elementary School (elementary), Cape Coral High School (high), Cape Elementary School (elementary), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CAPE CORAL 33914 market on paper
$299,900 is 25% below the CAPE CORAL 33914 median of $399,000, and at $207/sqft it sits under the Cape Coral average of $296.
02Strong assigned schools
Gulf Middle School, Ida S. Baker High School, Gulf Elementary School, Pelican Elementary School, Cape Coral High School, Cape Elementary School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $315,000, now $299,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY · Tiffany Packard. MLS #TB8517744.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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