47 W MORGAN STREET, TARPON SPRINGS, FL, 34689
Active41 days on marketListed Jul 1, 2026MLS #TB8517702
About this home
47 W MORGAN STREET
YOUR PIECE OF PARADISE AWAITS IN TARPON SPRINGS! RARE END UNIT OPPORTUNITY—enjoy maximum privacy, extra windows, and abundant natural light that middle units just can't offer! Boaters and luxury seekers, look no further than this 3-bedroom, 4-bathroom waterfront townhome boasting 2,500 sq ft of premium, low-maintenance living with DIRECT GULF ACCESS! Whether you are searching for a permanent coastal residence, a seasonal winter getaway, or a high-end CORPORATE RETREAT, this property delivers the ultimate lock-and-leave convenience because the HOA handles the exterior upkeep—giving you maximum time to enjoy your PRIVATE BOAT SLIP! The ground floor is a dream configuration, featuring an expansive 4-CAR GARAGE paired with a finished MANCAVE that includes a wet bar and direct access to a covered lanai ready for your outdoor kitchen setup. Skip the stairs and take your PRIVATE ELEVATOR to the main level, where a sun-drenched, open-concept floor plan connects a gorgeous culinary kitchen—complete with a walk-in pantry and a breakfast nook ideal for a HOME OFFICE—to a bright living space and a scenic sunset balcony. Escape to the third floor to find a lavish owner's suite outfitted with a dedicated sitting room, dry bar, private balcony, and a SPA-STYLE EN-SUITE featuring a deep soaking tub and standalone shower. A second spacious guest suite with its own private bath and a heavy-duty laundry room with built-in cabinetry round out the top floor. Situated just moments away from the historic Sponge Docks, vibrant local dining, shopping, hospitals, and airport access, this home merges peak convenience with coastal elegance. UNMATCHED WATERFRONT PROPERTIES LIKE THIS SELLING AT THIS PRICE POINT ARE A RARE FIND—CALL TO BOOK YOUR PRIVATE SHOWING TODAY!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,522
Sqft
0.1 ac
Lot size
4
Garage
2008
Year built
Two
Levels
$287
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,750 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,750/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.3%
$/sqft vs Tarpon Springs actives
$287 vs $244
Days on market
41 vs 45 typical
Where $287/sqft sits among the 272 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $400K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
150 of 272
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 114% above the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 47 W MORGAN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$720,000
51 W MORGAN STREET · same community
2 bd · 2 ba · 2,588 sqft · $278/sqft · 6 DOM
Sold · Aug ’25$675,000
4997 W BREEZE CIRCLE
3 bd · 3 ba · 2,600 sqft · $260/sqft · 79 DOM
Sold · Dec ’25$450,000
1852 LONGVIEW LANE
4 bd · 2.5 ba · 2,442 sqft · $184/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 47 W MORGAN STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 47 W MORGAN STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
47 W MORGAN STREET FAQs
What would the monthly payment be for 47 W MORGAN STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,750/mo — principal and interest, the actual property-tax bill, the $723/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 47 W MORGAN STREET?+
The association fee works out to $723 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 47 W MORGAN STREET?+
The most recent tax bill on record (2025) was $8,196. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 47 W MORGAN STREET?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $725,000, this home is listed about 69% above the Tarpon Springs median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 47 W MORGAN STREET?+
Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$725,000 runs 114% above the TARPON SPRINGS 34689 median — but at 2,522 sqft it's also 40% larger than the typical Tarpon Springs listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $723/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Katherine Congdon. MLS #TB8517702.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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