
5109 S RUNNING BROOK DRIVE, HOMOSASSA, FL, 34448
Active54 days on marketListed Jun 10, 2026MLS #TB8517592
About this home
5109 S RUNNING BROOK DRIVE
**Major Price Improvement!** Coastal comfort and waterfront adventure come together in this beautifully updated home in Riverhaven Village. Perfectly situated on a large corner lot along a deep-water canal, this beautifully updated 3-bedroom, 3-bath home offers direct access to the Homosassa River and the Gulf, making it a dream for boaters & those who love fishing, kayakers, scallopers, or anyone who loves life on the water. From the moment you arrive, the circular driveway and inviting curb appeal set the tone for this exceptional property. Inside, you'll find a bright and welcoming floor plan featuring cathedral ceilings, tile flooring throughout, updated lighting, attractive ceiling fans, and fresh interior paint. A stunning wood-burning fireplace accented with travertine style tile creates a warm focal point in the living area, while double sliders open to the large screened porch and waterfront views. The heart of the home is the gorgeous updated kitchen, thoughtfully designed for entertaining. Featuring a massive island with bar seating, gorgeous quartz countertops, double ovens, two sinks, a pot filler, pantry, subway tile backsplash, under-cabinet lighting, and abundant cabinetry, it's a space where family and friends naturally gather. Offering two ensuite bedrooms, this home is designed for hosting guests, multi-generational living, or creating the perfect vacation getaway. The additional guest room even includes a convenient Murphy bed for added flexibility. Outdoor living is just as impressive. Enjoy morning coffee or evening cocktails on the screened porch overlooking the shaded backyard and canal. Gather around the fire pit and paver patio, launch a kayak from your backyard, or head out from your own boat dock for a day on the water. An outdoor storage room provides the perfect place to keep fishing gear and boating essentials organized. Adding even more versatility is the enclosed bonus porch with a full bathroom, accessed through the screened porch or exterior slider. Whether you envision a game room, a spa, man cave, hobby space, guest retreat, or something uniquely your own, the possibilities are endless. Additional features include updated bathrooms, durable PVC trim and PVC walls 4ft up, mini-split systems - an excellent flow designed for both everyday living and entertaining. A convenient upgrade, the garage is equipped with a 6-circuit transfer switch, making generator hookup quick and easy. Whether you're looking for a full-time residence, seasonal escape, or vacation rental opportunity, this waterfront gem delivers the Florida lifestyle you've been dreaming of. Optional social membership is available and provides access to the community pool, clubhouse, tennis courts, pickleball courts, dog park, and a variety of social activities and events. Located just minutes from waterfront restaurants, Riverhaven Marina, Homosassa Springs, Crystal River, world-class fishing, scalloping, and endless outdoor adventures, this is coastal living at its finest. As a bonus, this home comes partially furnished! Check the details for items that are included.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,823
Sqft
0.43 ac
Lot size
2
Garage
1981
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,245 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,245/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs RIVERHAVEN VILLAGE
$219 vs $328
Days on market
54 vs 41 typical
Where $219/sqft sits among the 14 homes for sale in RIVERHAVEN VILLAGE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34448 — neighborhood snapshot
Population
10,741
Median age
56
Median income
$47,526
Median home value
$166,000
Avg household
2.28
Households w/ children
866
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$299K → $302K
Homosassa median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
7 of 14
RIVERHAVEN VILLAGE have cut their price
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% above the HOMOSASSA 34448 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 5109 S RUNNING BROOK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$595,000
5264 S SPY GLASS POINT · same community
3 bd · 2 ba · 1,758 sqft · $338/sqft · 171 DOM
Sold · Jul ’26$680,000
11579 W ROSA COURT · same community
3 bd · 2 ba · 1,652 sqft · $412/sqft · 9 DOM
Sold · Aug ’25$465,000
11631 W CLUBVIEW DRIVE · same community
3 bd · 2 ba · 2,034 sqft · $229/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5109 S RUNNING BROOK DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5109 S RUNNING BROOK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5109 S RUNNING BROOK DRIVE FAQs
What would the monthly payment be for 5109 S RUNNING BROOK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,245/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5109 S RUNNING BROOK DRIVE?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5109 S RUNNING BROOK DRIVE?+
The most recent tax bill on record (2025) was $6,540. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5109 S RUNNING BROOK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $399,000, this home is listed about 14% above the Homosassa median of $350,250. The market section on this page shows how the area is trending.
Which schools are assigned to 5109 S RUNNING BROOK DRIVE?+
Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,000 runs 70% above the HOMOSASSA 34448 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $439,000, now $399,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ERA AMERICAN SUNCOAST REALTY · Wendy Hoffmann. MLS #TB8517592.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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