David Ramirez
$161,000$187,0002 bd1 ba704 sqft$229 /sqft$1,396 /mo all-in ↓

501 EAST BAY DRIVE UNIT 104, LARGO, FL, 33770

Active55 days on marketListed Jun 11, 2026MLS #TB8517497

Priced 33% below the LARGO 33770 medianReduced $26KPrivate poolCondominiumMAGNOLIA SQUARE CONDO INC

About this home

501 EAST BAY DRIVE UNIT 104

LOCATION LOCATION! & NEW PRICE 2026 Beautifully Renovated*No Flood Zone** EVERYTHING NEW.. water heater, Frigidaire kitchen appliances, built-in micro with exhaust fan, air fry oven, dishwasher, granite counters with pearl sheen, Moen kitchen faucet, stainless large sink, Moen garbage disposal, Door handles and hinges, Kohler bathroom faucet, Bathroon vanity with marble sink and backsplash, light LED medicine cabinet, shower head, handles, spout & drain, matching fans with remotes, LED lighting fixtures, OUTLETS/SWITCHES, -LUXURY vinyl Nucore FLOORING baseboards and trim throughout, Plantation bi-fold closet doors, Freshly painted doors & trim. ALL coaxial wires removed for a clean look. NEWER impact WINDOWS. Complex is completing all new exterior stairs and stucco along with all buildings getting New Paint. PRIVATE ENTRANCE and covered parking next to your steps, Maint Fee includes-PREM Cable, High-Speed Internet, water, trash, Reserves, Insurance, Manager, Exterior & Grounds Maint, Pool, Clubhouse, Tennis, Private Road. beautiful unit Feels Larger than the Sqft Shows! conveniently located in the first building (easy in-easy out) Community offers Heated Pool and tennis court. walk a few steps to LARGO CENTRAL PARK with events always happening, concerts, XMAS display, Train rides, Ferris wheel, performing Arts, and right next door the largo library. Centrally located with easy access to EATERIES & everything -8 minutes to the beach 20 minutes to TAMPA AIRPORT, 15 minutes to St Pete. Furniture negotiable

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

704

Sqft

10 ac

Lot size

1975

Year built

One

Levels

$229

Per sqft

Private poolNegotiable

Inside

FlooringLaminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryIn Kitchen
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofOther
ConstructionConcrete · Stucco
FoundationBlock
FacesSouth
ExteriorIrrigation System · Outdoor Grill · Private Entrance · Tennis Court(s)

Community & fees

Taxes (2025)$2,604/yr
CommunityBuyer Approval Required · Clubhouse · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,396 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$948
FHA mortgage insurance (est.)$71
Property tax — 2025 actual bill$217
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,635Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,635
Interest rate6.00%
Loan term

Estimated payment

$1,396/mo

Principal & interest$948
FHA mortgage insurance (est.)$71
Property taxes (actual bill)$217
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Largo actives

$229 vs $238

Days on market

55 vs 52 typical

Where $229/sqft sits among the 400 Largo actives

106
81
75 · this home
67
42
29
$108–168$168–227$227–287$287–346$346–406$406+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 501 EAST BAY DRIVE UNIT 104

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33770 — neighborhood snapshot

Population

25,005

Median age

49.3

Median income

$58,071

Median home value

$245,200

Avg household

2.22

Households w/ children

2,227

For the school run

Pinellas County School District

HighLargo High School★★★★★
MiddleLargo Middle School★★★★★
ElementaryPonce De Leon Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$340K$319K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

211 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% below the LARGO 33770 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $161,000 $26K
Jun 11, 2026Listed at $187,000 · 55 days on market since
1975Built · MAGNOLIA SQUARE CONDO INC

Reality check

What actually sold near 501 EAST BAY DRIVE UNIT 104

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

501 EAST BAY DR. UNIT 2003Sold · Aug ’25

$139,000

501 EAST BAY DR. UNIT 2003 · same community

2 bd · 1 ba · 704 sqft · $197/sqft · 108 DOM

501 E BAY DRIVE UNIT 204Sold · Sep ’25

$131,000

501 E BAY DRIVE UNIT 204 · same community

2 bd · 1 ba · 704 sqft · $186/sqft · 7 DOM

501 EAST BAY DR. UNIT 3401Sold · Nov ’25

$110,000

501 EAST BAY DR. UNIT 3401 · same community

2 bd · 1.5 ba · 816 sqft · $135/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 501 EAST BAY DRIVE UNIT 104 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 501 EAST BAY DRIVE UNIT 104 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

501 EAST BAY DRIVE UNIT 104 FAQs

What would the monthly payment be for 501 EAST BAY DRIVE UNIT 104?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,396/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 501 EAST BAY DRIVE UNIT 104?+

The most recent tax bill on record (2025) was $2,604. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Largo?+

At $161,000, this home is listed about 46% below the Largo median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 501 EAST BAY DRIVE UNIT 104?+

Largo High School (high), Largo Middle School (middle), Ponce De Leon Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LARGO 33770 market on paper

$161,000 is 33% below the LARGO 33770 median of $239,950, and at $229/sqft it sits under the Largo average of $252.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Largo High School, Largo Middle School, Ponce De Leon Elementary School — Ponce De Leon Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $187,000, now $161,000 — a $26K cut. The full history is in the market section below.

Listing courtesy of EZ CHOICE REALTY · Stephanie Hartmann Chaconas. MLS #TB8517497.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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