1013 TIDAL ROCK AVE, RUSKIN, FL, 33570
Active53 days on marketListed Jun 9, 2026MLS #TB8517366
About this home
1013 TIDAL ROCK AVE
Waterfront Four Bedroom Home in Ruskin with a Screened Lanai and Fenced Yard | There is a difference between buying a house and buying a home that already feels finished. At 1013 Tidal Rock Avenue, the screened lanai, extended paver patio, fenced backyard, and waterfront setting are already in place. You can step outside at the end of the day, sit by the water, let the children or pets enjoy the yard, and use the space immediately instead of planning the next project. Built in 2021, this four bedroom, two bathroom home offers a split bedroom layout that gives the primary suite separation from the secondary bedrooms while keeping the kitchen, dining area, and living room connected. Stainless steel kitchen appliances, the washer, and the dryer are included, along with a one year home warranty. The waterfront homesite is what gives this property its character. The view changes the feel of the backyard, the lanai creates a comfortable place to relax, and the extended patio provides room for outdoor dining, entertaining, or a quiet evening at home. Brookside also includes a community pool, clubhouse, playground, basketball court, and dog park. Access to I 75 makes Tampa, Sarasota, shopping, dining, and Gulf Coast destinations easier to reach. Before choosing a home that still needs a fence, patio, screened outdoor space, appliances, or a better homesite, see what is already included here. Schedule a private showing and take a closer look.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,828
Sqft
0.13 ac
Lot size
2
Garage
2021
Year built
One
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,622 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,622/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.8%
$/sqft vs BROOKSIDE
$180 vs $197
Days on market
53 vs 51 typical
Where $180/sqft sits among the 15 homes for sale in BROOKSIDE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
13 of 15
BROOKSIDE have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1013 TIDAL ROCK AVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$348,799
1311 COASTAL REDWOOD COURT · same community
4 bd · 2 ba · 1,828 sqft · $191/sqft · 37 DOM
Sold · Mar ’26$364,995
1632 SOURWOOD DRIVE · same community
4 bd · 2 ba · 1,828 sqft · $200/sqft · 26 DOM
Sold · May ’26$356,320
1309 COASTAL REDWOOD COURT · same community
4 bd · 2 ba · 1,828 sqft · $195/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1013 TIDAL ROCK AVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1013 TIDAL ROCK AVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1013 TIDAL ROCK AVE FAQs
What would the monthly payment be for 1013 TIDAL ROCK AVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,622/mo — principal and interest, the actual property-tax bill, the $7/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1013 TIDAL ROCK AVE?+
The association fee works out to $7 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1013 TIDAL ROCK AVE?+
The most recent tax bill on record (2025) was $4,399. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1013 TIDAL ROCK AVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $329,900, this home is listed about 6% below the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 1013 TIDAL ROCK AVE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the RUSKIN 33570 market on paper
$329,900 is 3% below the RUSKIN 33570 median of $339,500, and at $180/sqft it sits under the Ruskin average of $221.
02City & Water views
The city and water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $340,000, now $329,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ART OF REALTY GROUP · Yvette Fuertes. MLS #TB8517366.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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