David Ramirez
$799,0003 bd3 ba2,086 sqft$383 /sqft$5,968 /mo all-in ↓

2395 HANOVER DR, DUNEDIN, FL, 34698

Active43 days on marketListed Jun 10, 2026MLS #TB8517365

WaterfrontTownhouseCURLEW LANDINGS

About this home

2395 HANOVER DR

THIS IS THE ONE DUNEDIN BOATERS AND WATERFRONT BUYERS WAIT FOR...... Tucked inside Curlew Landings, this updated 3-story waterfront townhome delivers the full coastal lifestyle package: DEEDED BOAT SLIP, 10,000 LB BOAT LIFT, water views from multiple levels, and easy access toward St. Joseph Sound and the Gulf........ Even better, the boat slip is located just outside the back of the home, offering the rare convenience of having your boat only steps from your patio rather than across the community....... From morning coffee to sunset cocktails, this home was designed to enjoy the view....... The ground level sets the tone with an oversized 1+ car garage featuring a hurricane-rated insulated door, epoxy floor, marine plywood cabinetry and excellent storage, plus a finished bar/rec room with full bath and covered Travertine patio overlooking the canal/creek and docks...... The main living level is bright, open and inviting with an updated kitchen offering ceiling-height cabinetry, double-sided island storage, KitchenAid appliances and a natural flow into the dining and living areas....... Two guest bedrooms, a full bath and a covered/screened balcony complete this level, giving guests their own space while keeping the main living areas connected to the water...... Upstairs, the entire third floor becomes the PRIVATE PRIMARY RETREAT, featuring a spacious bedroom, gorgeous ensuite bath with soaker tub and rain shower, an impressive custom closet system and an insulated, custom-tiled covered/screened porch with hurricane windows and another beautiful water view...... The home has been thoughtfully improved with TRIPLE-PANE HURRICANE WINDOWS and sliders, hurricane-rated French front door, 2018 roof and skylight, 2024 2-speed AC system, 2022 on-demand water heater, 2024 whole-house saltwater softener, upgraded 200 AMP electrical service with lightning suppressor and 30 AMP manual generator switch, plantation shutters, select Vertiglide window treatments, Ring camera/security system and updated boat lift components...... A much more detailed updates and improvements list is available, so buyers are encouraged to ask for the full feature sheet to truly appreciate the scope of improvements made by the current owners..... Curlew Landings offers a maintenance-free waterfront lifestyle with community pool, spa, clubhouse and tennis courts in one of Dunedin’s most convenient coastal locations — directly across from the PINELLAS TRAIL with a flashing crosswalk, near the Jolley Trolley stop, Dunedin Causeway, Honeymoon Island State Park, Dunedin Golf Club, restaurants, bars and Downtown Dunedin by LSV-registered golf cart....... Waterfront, boating, views, updates and location — all in one exceptional Dunedin townhome...... HOA Fee includes water/trash/sewer/internet/roof/exterior maintenance & landscaping/liability insurance etc...... Schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,086

Sqft

0.03 ac

Lot size

1

Garage

1992

Year built

Three Or More

Levels

$383

Per sqft

WaterfrontFireplaceWater viewPets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl · Tile
AppliancesBar Fridge · Dishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Split Bedroom · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
ViewWater
FacesSouthwest
ParkingDriveway · Garage Door Opener · Guest · Oversized
ExteriorBalcony · French Doors · Sliding Doors

Community & fees

HOA fee$800/mo
Taxes (2025)$4,766/yr
PetsCats OK, Dogs OK, Yes
CommunityBoat Slip · Canal Front · Dock · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,968 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property tax — 2025 actual bill$397
HOA fee — from the listing$800
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,900
Interest rate6.00%
Loan term

Estimated payment

$5,968/mo

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property taxes (actual bill)$397
HOA / condo fee$800
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $799K
$511KedgeAI estimate $690,337 · range $532K$754K$831K

vs edgeAI estimate

+15.7%

Days on market

43 vs 51 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Curlew Landings

Map of 2395 HANOVER DR inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)35 min
Downtown Tampa38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dunedin. See the full Dunedin guide →

Curlew Landings — neighborhood snapshot

Population

318

Median age

64

Median income

$78,942

Median home value

$370,500

Avg household

2

Households w/ children

9%

For the school run

Pinellas County School District

ElementarySan Jose Elementary School★★★★
HighDunedin High School★★★★★
MiddlePalm Harbor Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunedin market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$440K$410K

Dunedin median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 167% above the DUNEDIN 34698 median. See the full Dunedin market guide →

Paper trail

This home's history

Jun 10, 2026Listed at $799,000 · 43 days on market since
1992Built · CURLEW LANDINGS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2395 HANOVER DR — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2395 HANOVER DR — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2395 HANOVER DR FAQs

What would the monthly payment be for 2395 HANOVER DR?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,968/mo — principal and interest, the actual property-tax bill, the $800/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2395 HANOVER DR?+

The association fee works out to $800 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2395 HANOVER DR?+

The most recent tax bill on record (2025) was $4,766. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2395 HANOVER DR?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dunedin?+

At $799,000, this home is listed about 101% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.

Which schools are assigned to 2395 HANOVER DR?+

San Jose Elementary School (elementary), Dunedin High School (high), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$799,000 runs 167% above the DUNEDIN 34698 median — but at 2,086 sqft it's also nearly twice the size of the typical Dunedin listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $800/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

San Jose Elementary School, Dunedin High School, Palm Harbor Middle School — San Jose Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Kelly Dixon. MLS #TB8517365.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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