16 GULF BOULEVARD UNIT 201, INDIAN ROCKS BEACH, FL, 33785
Active47 days on marketListed Jun 17, 2026MLS #TB8517196
About this home
16 GULF BOULEVARD UNIT 201
Under Construction. Introducing one of the most extraordinary new waterfront residences ever offered in Indian Rocks Beach. Perfectly positioned within the highly coveted “Narrows", these newly constructed luxury condominiums offer a lifestyle that few properties in Florida can match—unobstructed Gulf views and beach access on one side, with private Intracoastal frontage and dedicated boat slips on the other. Designed for those who refuse to choose between boating and the beach, each residence has the option to own a private approximate 36-foot boat slip with lift, providing effortless access to the Intracoastal Waterway and the Gulf of Mexico beyond. Spend the morning cruising Tampa Bay, return for lunch at your private dock, and finish the day watching spectacular sunsets over the Gulf from your expansive waterfront terrace. The Narrows is one of the most unique stretches of coastline in Pinellas County, celebrated for its rare proximity between the Gulf of Mexico and the Intracoastal Waterway, allowing residents to enjoy both sunrise and sunset water views from a single address. Inside, sophisticated coastal architecture blends modern luxury with effortless waterfront living. Open-concept floor plans, designer finishes, expansive glass, and oversized outdoor living spaces create a seamless connection between indoor and outdoor environments. This is more than a condominium—it is a private waterfront retreat where boating, beach living, and luxury design converge in one of Florida’s most exclusive coastal settings. Property Highlights: •Brand-new luxury construction •Located in the prestigious Narrows of Indian Rocks Beach •Gulf views and direct beach access •Private Intracoastal frontage •Option to purchase your dedicated 36-foot boat slip with lift •Spacious open-concept floor plans •Expansive balconies designed for sunset views •Resort-inspired coastal architecture and premium finishes •Minutes from Clearwater Beach, Belleair Beach, and the best of Tampa Bay •An exceptionally rare opportunity to own dual-waterfront luxury on Florida’s Gulf Coast For the discerning buyer seeking the ultimate Florida waterfront lifestyle, there is simply nothing else like it.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,649
Sqft
0.53 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$1,357
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$24,406 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$24,406/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Indian Rocks Beach actives
$1,357 vs $617
Days on market
47 vs 66 typical
Where $1,357/sqft sits among the 86 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $755K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
46 of 86
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 408% above the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 16 GULF BOULEVARD UNIT 201
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$6,000,000
20256 GULF BOULEVARD · same community
4 bd · 5 ba · 4,490 sqft · $1,336/sqft · 375 DOM
Sold · May ’26$5,125,000
2 GULF BOULEVARD · same community
5 bd · 4.5 ba · 4,987 sqft · $1,028/sqft · 318 DOM
Sold · Nov ’25$7,500,000
32 GULF BOULEVARD · same community
5 bd · 5.5 ba · 5,828 sqft · $1,287/sqft · 162 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16 GULF BOULEVARD UNIT 201 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16 GULF BOULEVARD UNIT 201 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16 GULF BOULEVARD UNIT 201 FAQs
What would the monthly payment be for 16 GULF BOULEVARD UNIT 201?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $24,406/mo — principal and interest, the actual property-tax bill, the $2,000/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16 GULF BOULEVARD UNIT 201?+
The association fee works out to $2,000 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16 GULF BOULEVARD UNIT 201?+
The most recent tax bill on record (2026) was $17,995. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16 GULF BOULEVARD UNIT 201?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $3,595,000, this home is listed about 380% above the Indian Rocks Beach median of $749,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16 GULF BOULEVARD UNIT 201?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,595,000 runs 408% above the INDIAN ROCKS BEACH 33785 median — but at 2,649 sqft it's also nearly twice the size of the typical Indian Rocks Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $2,000/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHIRINO REAL ESTATE · Ana Chirino. MLS #TB8517196.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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