David Ramirez
$349,900$359,9004 bd2 ba1,837 sqft$190 /sqft$2,853 /mo all-in ↓

11059 BELLE HAVEN DRIVE, NEW PORT RICHEY, FL, 34654

Active65 days on marketListed Jun 8, 2026MLS #TB8517105

Reduced $10KSingle Family ResidenceWATERS EDGE 03

About this home

11059 BELLE HAVEN DRIVE

WELCOME TO PARADISE IN WATERS EDGE! Nestled on a premium conservation homesite with no rear neighbors, this beautifully maintained 4-bedroom, 2-bathroom home with a 2-car garage offers the perfect combination of privacy, comfort, and resort-style living. From the moment you arrive, you'll appreciate the pride of ownership throughout. Step inside to discover an inviting open floor plan featuring newer wood flooring throughout the main living areas, tile in all wet areas, abundant natural light, and a layout designed for both everyday living and entertaining. The spacious kitchen opens seamlessly to the living and dining areas, creating the ideal gathering space for family and friends. The split-bedroom floor plan provides privacy for the owner's retreat while offering generous secondary bedrooms for family, guests, or a home office. Step outside and enjoy your own private backyard oasis overlooking peaceful conservation views. With no rear neighbors, you'll love relaxing with your morning coffee, entertaining guests, or simply enjoying Florida's beautiful weather in complete tranquility. Located within the highly desirable gated community of Waters Edge, residents enjoy an incredible collection of resort-style amenities including a spectacular clubhouse, state-of-the-art fitness center, resort-style swimming pool, splash pool, playgrounds, basketball and pickleball courts, fishing piers, boat dock access, parks, walking areas, and numerous community activities throughout the year. Waters Edge is surrounded by natural beauty while remaining conveniently located near top-rated schools, shopping, restaurants, medical facilities, Starkey Wilderness Preserve, Gulf beaches, and the Suncoast Parkway for an easy commute to Tampa. Homes on conservation lots in Waters Edge are highly sought after and rarely available. This is your opportunity to own one of the community's most desirable settings while enjoying all the benefits of resort-style Florida living. Schedule your private showing today before this exceptional home is gone!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,837

Sqft

0.17 ac

Lot size

2

Garage

2011

Year built

One

Levels

$190

Per sqft

Pets allowed

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorNone

Community & fees

HOA fee$165/mo
Taxes (2025)$3,766/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,853 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$314
HOA fee — from the listing$165
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,247
Interest rate6.00%
Loan term

Estimated payment

$2,853/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$314
HOA / condo fee$165
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$336KedgeAI estimate $439,021 · range $357K$472K$491K

vs edgeAI estimate

−20.3%

$/sqft vs New Port Richey actives

$190 vs $203

Days on market

65 vs 51 typical

Where $190/sqft sits among the 400 New Port Richey actives

90
155 · this home
88
18
14
35
$101–159$159–218$218–276$276–334$334–393$393+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Waters Edge

Map of 11059 BELLE HAVEN DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)49 min
Downtown Tampa52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

Waters Edge — neighborhood snapshot

Population

2,491

Median age

42

Median income

$97,864

Median home value

$378,850

Avg household

3

Households w/ children

412

For the school run

Pasco County School District

MiddleRiver Ridge Middle School★★★★★
ElementaryCypress Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller5.0 months of inventoryBuyer’s market

$280K$260K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

239 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 93% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $349,900 $10K
Jun 8, 2026Listed at $359,900 · 65 days on market since
2011Built · WATERS EDGE 03

Reality check

What actually sold near 11059 BELLE HAVEN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11166 BELLE HAVEN DRIVESold · Apr ’26

$462,000

11166 BELLE HAVEN DRIVE · same community

4 bd · 2 ba · 2,056 sqft · $225/sqft · 81 DOM

9423 FAIRHOPE COURTSold · Jul ’26

$455,000

9423 FAIRHOPE COURT · same community

5 bd · 3 ba · 2,635 sqft · $173/sqft · 21 DOM

11015 BELLE HAVEN DRIVESold · Nov ’25

$495,000

11015 BELLE HAVEN DRIVE · same community

4 bd · 2.5 ba · 2,709 sqft · $183/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11059 BELLE HAVEN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11059 BELLE HAVEN DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

11059 BELLE HAVEN DRIVE FAQs

What would the monthly payment be for 11059 BELLE HAVEN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,853/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11059 BELLE HAVEN DRIVE?+

The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11059 BELLE HAVEN DRIVE?+

The most recent tax bill on record (2025) was $3,766. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11059 BELLE HAVEN DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $349,900, this home is listed about 23% above the New Port Richey median of $284,900. The market section on this page shows how the area is trending.

Which schools are assigned to 11059 BELLE HAVEN DRIVE?+

River Ridge Middle School (middle), Cypress Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of VANDERLEELIE & ASSOC.RE ESTATE · Shane VanDerLeelie. MLS #TB8517105.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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