9022 RAMSGATE DRIVE UNIT 9022, NEW PORT RICHEY, FL, 34655
Active55 days on marketListed Jun 9, 2026MLS #TB8517092
About this home
9022 RAMSGATE DRIVE UNIT 9022
Welcome to Heritage Lakes, one of New Port Richey most desirable 55+ communities. This well-maintained end-unit villa offers 2 bedrooms, 2 bathrooms, and a 1-car garage, combining comfort, privacy, and low-maintenance living.Recent updates include 4 impact windows in the bedrooms 2025, a 2024 tankless water heater, 2023 refrigerator, and 2022 roof, A/C, range, dishwasher, washer, and dryer, New gutter system 202, bathroom fixtures, storm doors in the back and front entrance as well as new front door 2025. The bright, open floor plan features four large impact picture windows in the bedrooms, Pergo waterproof laminate flooring, and a functional kitchen with quartz countertops, stainless-steel appliances, and a cozy breakfast nook. The spacious primary suite includes dual walk-in closets and an ensuite bath, while the attached garage features epoxy flooring, built-in shelving, and direct access to the home. Enjoy an active lifestyle with resort-style amenities, including a clubhouse, heated pool and spa, pickleball, tennis, bocce, shuffleboard, fitness classes, billiards, library, and year-round social activities. Conveniently located near shopping, dining, golf, and medical facilities, this move-in-ready villa is perfect for year-round living or a seasonal retreat.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,215
Sqft
0.67 ac
Lot size
1
Garage
1994
Year built
One
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,576 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,576/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.8%
$/sqft vs New Port Richey actives
$152 vs $200
Days on market
55 vs 45 typical
Where $152/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34655 — neighborhood snapshot
Population
47,696
Median age
45.7
Median income
$85,107
Median home value
$353,000
Avg household
2.53
Households w/ children
5,515
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $260K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
217 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the NEW PORT RICHEY 34655 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 9022 RAMSGATE DRIVE UNIT 9022
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$185,000
9022 RAMSGATE DRIVE UNIT 9022 · same community
2 bd · 2 ba · 1,215 sqft · $152/sqft · 194 DOM
Sold · May ’26$227,000
3415 LORI LANE
2 bd · 2 ba · 1,186 sqft · $191/sqft · 12 DOM
Sold · Apr ’26$309,000
8245 CRESCENT MOON DRIVE
3 bd · 2 ba · 1,246 sqft · $248/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9022 RAMSGATE DRIVE UNIT 9022 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9022 RAMSGATE DRIVE UNIT 9022 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9022 RAMSGATE DRIVE UNIT 9022 FAQs
What would the monthly payment be for 9022 RAMSGATE DRIVE UNIT 9022?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,576/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9022 RAMSGATE DRIVE UNIT 9022?+
The most recent tax bill on record (2025) was $2,943. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9022 RAMSGATE DRIVE UNIT 9022?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $184,900, this home is listed about 34% below the New Port Richey median of $282,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9022 RAMSGATE DRIVE UNIT 9022?+
Trinity Oaks Elementary School (elementary), Seven Springs Middle School (middle), James W. Mitchell High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NEW PORT RICHEY 34655 market on paper
$184,900 is 43% below the NEW PORT RICHEY 34655 median of $326,500, and at $152/sqft it sits under the New Port Richey average of $215.
02Strong assigned schools
Trinity Oaks Elementary School, Seven Springs Middle School, James W. Mitchell High School — Seven Springs Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $195,000, now $184,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Zaida Giler. MLS #TB8517092.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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