David Ramirez
$959,9004 bd3 ba2,920 sqft$329 /sqft$6,117 /mo all-in ↓

12913 COUNTY ROAD 104B, OXFORD, FL, 34484

Active44 days on marketListed Jun 11, 2026MLS #TB8517069

Private poolSingle Family ResidenceQUAIL POINT SUB

About this home

12913 COUNTY ROAD 104B

Nestled on 2 pristine acres in the sought-after Quail Pointe community of Oxford, this beautifully maintained 4-bedroom, 3-bath pool home offers the perfect combination of privacy, space, and modern updates. With approximately 2,920 square feet of living space, the thoughtfully designed floor plan features two spacious living areas, providing plenty of room for entertaining, relaxing, or accommodating multi-generational living. The heart of the home is the open kitchen, complete with shaker-style cabinetry, stainless steel appliances, and an oversized island that seamlessly connects to the main living spaces. The spacious owner's suite serves as a private retreat, featuring a beautifully updated ensuite bath with dual vanities and generous storage. Throughout the home, you'll appreciate the bright, airy feel, updated finishes, and views of the surrounding property. Step outside and enjoy your own Florida paradise with a screen-enclosed heated pool and spa under a birdcage enclosure, expansive covered lanai, and peaceful views of the surrounding acreage. A new roof installed in 2024 adds peace of mind, while the detached workshop/storage/parking building provides additional space for hobbies, equipment, or recreational storage. Located in Quail Pointe, a desirable acreage community just minutes from The Villages, shopping, dining, and major roadways, this exceptional property offers the best of country-style living with everyday conveniences close by. A rare opportunity to own a move-in-ready pool home on acreage in one of Oxford's most desirable communities.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,920

Sqft

2 ac

Lot size

2

Garage

2004

Year built

One

Levels

$329

Per sqft

Private poolPets allowed

Inside

FlooringEpoxy · Laminate · Tile
AppliancesBar Fridge · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Refrigerator · Trash Compactor · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · L Dining · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric · Propane

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorthwest
ExteriorFrench Doors · Irrigation System · Outdoor Kitchen · Private Yard · Rain Gutters · Storage

Community & fees

HOA fee$8/mo
Taxes (2025)$4,910/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Propane · Street Lights · Underground Utilities · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,117 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,180
PMI (est., until 20% equity)$360
Property tax — 2025 actual bill$409
HOA fee — from the listing$8
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $95,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $95,990
Interest rate6.00%
Loan term

Estimated payment

$6,117/mo

Principal & interest$5,180
PMI (est., until 20% equity)$360
Property taxes (actual bill)$409
HOA / condo fee$8
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $960K
$690KedgeAI estimate $861,224 · range $719K$918K$998K

vs edgeAI estimate

+11.5%

$/sqft vs Oxford actives

$329 vs $214

Days on market

44 vs 49 typical

Where $329/sqft sits among the 62 Oxford actives

12
21
13
8
3
5 · this home
$140–177$177–215$215–252$252–289$289–326$326+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oxford

Map of 12913 COUNTY ROAD 104B

Drive times from this address

Downtown Orlando64 min
Universal Orlando67 min
Walt Disney World75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oxford. See the full Oxford guide →

OXFORD 34484 — neighborhood snapshot

Population

5,409

Median age

51.1

Median income

$90,826

Median home value

$375,800

Avg household

2.18

Households w/ children

509

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oxford market

Seller’s marketLeans buyer7.5 months of inventoryBuyer’s market

$326K$360K

Oxford median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

29 of 62

Oxford actives have cut their price

Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 129% above the OXFORD 34484 median. See the full Oxford market guide →

Paper trail

This home's history

Jun 11, 2026Listed at $959,900 · 44 days on market since
2004Built · QUAIL POINT SUB

Reality check

What actually sold near 12913 COUNTY ROAD 104B

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12407 NE 48TH LOOPSold · Oct ’25

$405,000

12407 NE 48TH LOOP

4 bd · 3 ba · 2,414 sqft · $168/sqft · 88 DOM

3141 MANSFIELD STREETSold · Mar ’26

$661,000

3141 MANSFIELD STREET

3 bd · 2 ba · 2,340 sqft · $282/sqft · 144 DOM

3141 ROSWELL ROADSold · Sep ’25

$517,500

3141 ROSWELL ROAD

3 bd · 2 ba · 2,216 sqft · $234/sqft · 52 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12913 COUNTY ROAD 104B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12913 COUNTY ROAD 104B — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12913 COUNTY ROAD 104B FAQs

What would the monthly payment be for 12913 COUNTY ROAD 104B?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,117/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12913 COUNTY ROAD 104B?+

The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12913 COUNTY ROAD 104B?+

The most recent tax bill on record (2025) was $4,910. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12913 COUNTY ROAD 104B?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oxford?+

At $959,900, this home is listed about 139% above the Oxford median of $402,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12913 COUNTY ROAD 104B?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Madison Wilson. MLS #TB8517069.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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