1400 WATER VIEW DRIVE W UNIT 104, LARGO, FL, 33771
Active56 days on marketListed Jun 8, 2026MLS #TB8517038
About this home
1400 WATER VIEW DRIVE W UNIT 104
Virtually Staged. Potential Zero-Down Financing Available! Qualified buyers may be eligible to purchase this home with up to 100% financing. GROUND FLOOR END UNIT WITH POND VIEWS, GARAGE, AND 3 BEDROOMS IN LARGO! Welcome to 1400 Water View Drive W #104, a rare and highly desirable 3-bedroom, 2-bathroom condo offering the comfort, space, and convenience buyers are looking for. Perfectly positioned as a first-floor end unit, this home offers easy access, extra privacy, abundant natural light, and peaceful views of the community pond. Step inside to an open living and dining area designed for everyday comfort and easy entertaining. Large windows brighten the main living space while drawing your eye toward the serene water views. The spacious kitchen offers a smart and functional layout with plenty of cabinet space, a closet pantry, built-in spice cabinet, and extra storage drawers beneath the breakfast bar — thoughtful details that make daily living easier. The primary suite provides a private retreat with a walk-in closet and en-suite bathroom featuring a step-in shower. Two additional bedrooms add valuable flexibility for guests, family, hobbies, or a home office. Enjoy your morning coffee or unwind in the evening from the private screened lanai overlooking the pond. Additional features include an attached 1-car garage, in-unit laundry, and the convenience of ground-floor living. NO CARPET - TILE THROUGHOUT. The community offers a pool and clubhouse, and the location puts you just minutes from Gulf beaches, shopping, dining, parks, and everyday essentials. With 3 bedrooms, a garage, pond views, first-floor convenience, and an end-unit setting, this condo checks the boxes that are hard to find all in one place. Move-in ready and easy to love — schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,520
Sqft
0 ac
Lot size
1
Garage
2003
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,651 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,651/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.3%
$/sqft vs Largo actives
$215 vs $239
Days on market
56 vs 42 typical
Where $215/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Water View Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Water View Estates — neighborhood snapshot
Population
1,295
Median age
63
Median income
$70,547
Avg household
2
Households w/ children
89%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
204 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% above the LARGO 33771 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1400 WATER VIEW DRIVE W UNIT 104
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$299,700
1440 WATER VIEW DRIVE W UNIT 105 · same community
3 bd · 2 ba · 1,520 sqft · $197/sqft · 67 DOM
Sold · Jul ’26$325,000
1440 WATER VIEW DRIVE W UNIT 106 · same community
3 bd · 2 ba · 1,520 sqft · $214/sqft · 39 DOM
Sold · May ’26$315,000
1440 WATER VIEW DRIVE W UNIT 101 · same community
3 bd · 2 ba · 1,520 sqft · $207/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1400 WATER VIEW DRIVE W UNIT 104 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1400 WATER VIEW DRIVE W UNIT 104 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1400 WATER VIEW DRIVE W UNIT 104 FAQs
What would the monthly payment be for 1400 WATER VIEW DRIVE W UNIT 104?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,651/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1400 WATER VIEW DRIVE W UNIT 104?+
The most recent tax bill on record (2024) was $5,090. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1400 WATER VIEW DRIVE W UNIT 104?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $326,500, this home is listed about 21% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1400 WATER VIEW DRIVE W UNIT 104?+
Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$326,500 runs 55% above the LARGO 33771 median — but at 1,520 sqft it's also 24% larger than the typical Largo listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Largo Middle School, Largo High School, Southern Oak Elementary School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ELITE REALTY · Dustin Layton. MLS #TB8517038.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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