14809 WINDING CREEK COURT, TAMPA, FL, 33613
Active55 days on marketListed Jun 19, 2026MLS #TB8516906
About this home
14809 WINDING CREEK COURT
Welcome to this beautifully updated end-unit townhome tucked away in a quiet, hidden enclave in the heart of Tampa. Offering approximately 1,600 square feet of living space, this home lives more like a single-family residence than a typical townhome, with spacious rooms, multiple living areas, private outdoor space, and minimal through traffic in the neighborhood. Inside, you'll find a stunning renovated kitchen featuring quartz countertops, stainless steel appliances, abundant cabinetry, and plenty of space for cooking and entertaining. Luxury vinyl plank flooring flows throughout the main living areas, while a convenient half bath downstairs is perfect for guests. Upstairs, brand-new carpeting, updated fixtures, and refreshed bathroom vanities create a move-in-ready feel. The oversized primary suite offers exceptional space along with two closets, while the additional bedrooms provide flexibility for guests, or a home office. One of the home's standout features is the approximately 200-square-foot screened lanai with a storage room, providing the perfect place to enjoy your morning coffee or unwind in the evenings. Just beyond the patio is a large open green space that continues everywhere throughout the community, something rarely found in townhome communities, ideal for pets, outdoor activities, or simply enjoying the outdoors. Additional highlights include two assigned parking spaces, a low HOA, and a desirable end-unit location with expansive grassy areas and little to no driveby traffic. Conveniently located just minutes from USF, major highways, shopping, restaurants, grocery stores, schools, and everyday conveniences, this property offers an exceptional combination of space, privacy, location, and value. Seller may consider owner financing for qualified buyers with ample down payment funds.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,600
Sqft
0.04 ac
Lot size
1981
Year built
Two
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,698 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,698/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.7%
$/sqft vs Tampa actives
$188 vs $299
Days on market
55 vs 43 typical
Where $188/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Magdalene
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Lake Magdalene — neighborhood snapshot
Population
31,512
Median age
43
Median income
$81,772
Median home value
$334,003
Avg household
2
Households w/ children
3,419
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
219 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% above the TAMPA 33613 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 14809 WINDING CREEK COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$422,500
14339 DIPLOMAT DRIVE
4 bd · 2 ba · 1,548 sqft · $273/sqft · 36 DOM
Sold · Nov ’25$405,700
907 CLEARCREEK DRIVE
3 bd · 2 ba · 1,655 sqft · $245/sqft · 52 DOM
Sold · Feb ’26$530,000
1203 BEACON HILL DRIVE
3 bd · 2 ba · 1,668 sqft · $318/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14809 WINDING CREEK COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14809 WINDING CREEK COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14809 WINDING CREEK COURT FAQs
What would the monthly payment be for 14809 WINDING CREEK COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,698/mo — principal and interest, the actual property-tax bill, the $305/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14809 WINDING CREEK COURT?+
The association fee works out to $305 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14809 WINDING CREEK COURT?+
The most recent tax bill on record (2025) was $4,014. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14809 WINDING CREEK COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $300,000, this home is listed about 33% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 14809 WINDING CREEK COURT?+
Buchanan Middle School (middle), Lake Magdalene Elementary School (elementary), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FRANK ALBERT REALTY · Frank Albert. MLS #TB8516906.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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