
5318 GOLDEN ISLES DRIVE, APOLLO BEACH, FL, 33572
Active46 days on marketListed Jun 17, 2026MLS #TB8516799
About this home
5318 GOLDEN ISLES DRIVE
Welcome to your coastal paradise at 5318 Golden Isles Drive, nestled in the coveted Seacrest neighborhood of MiraBay — one of Tampa Bay’s most sought-after gated resort communities. Imagine waking each morning to the gentle Florida breeze, coffee in hand on your private screened front porch, with nothing on the agenda but deciding which resort amenity to enjoy first. That dream is daily life in this stunning, fully updated maintenance-free villa, positioned on one of Seacrest’s largest lots directly across from a serene greenspace park — yet still just a short, easy walk to the MiraBay Club and all it has to provides. This is not a “just needs a little TLC” listing. Every major system and surface has been thoughtfully upgraded with high-end finishes and quality materials. The new roof and fresh exterior paint give the home exceptional curb appeal, while inside, a new AC system, new hot water heater, whole-home water treatment system, and all-new appliances — including the washer and dryer — mean everything is done and done right. Custom lighting and ceiling fans have been installed throughout, and a beautiful paver walkway completes the picture. No deferred maintenance, no hidden surprises — just pure, carefree enjoyment from the moment you move in. The heart of this home is a showstopping chef’s kitchen that blends beauty with everyday function. All-wood custom cabinetry, premium upgraded appliances, and a dual-fuel convection oven set the stage for everything from casual weeknight dinners to holiday entertaining. A charming built-in dining booth anchors the breakfast area, while the open breakfast bar flows seamlessly into the great room — keeping the conversation going whether you’re cooking or hosting. A separate formal dining area stands ready for special occasions, making this floor plan as versatile as it is beautiful. Expansive teak porcelain tile flows throughout the open, split-bedroom floor plan, creating a light, bright, and airy coastal feel from the moment you step inside. The screened rear lanai extends your living space outdoors, giving you a peaceful spot to unwind or entertain year-round — a true hallmark of Florida living at its best. Retreat to your private master suite at the end of every day. The master bath has been completely reimagined with custom cabinetry, generous storage, dual sinks, and a luxurious walk-in shower featuring dual shower heads, built-in seating, and gorgeous designer tile. Every detail has been attended to. The guest bath has been equally transformed with quality fixtures, refined cabinetry, and sleek glass bath doors — your guests will feel right at home.Step outside your front door and into a community that most folks only experience on vacation. The MiraBay Club delivers resort-style pools with a waterslide, a 24-hour fitness center, a clubhouse, a waterfront café, tennis and pickleball courts, basketball courts, playgrounds, and miles of scenic walking and biking trails. The crown jewel is a stunning 135-acre lagoon complete with community kayaks and paddleboards — an amenity unlike anything else in the area. And because the HOA covers lawn care, landscaping, exterior pest control, irrigation, exterior painting reserves, and roof reserves, your weekends are completely and truly your own. This isn’t just a home. It’s the life you’ve been working toward. Come see it for yourself.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,750
Sqft
0.14 ac
Lot size
2
Garage
2006
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,620 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,620/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.1%
$/sqft vs Apollo Beach actives
$229 vs $227
Days on market
46 vs 56 typical
Where $229/sqft sits among the 383 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mirabay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
Mirabay — neighborhood snapshot
Population
2,133
Median age
56
Median income
$98,381
Median home value
$406,778
Avg household
2
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
221 of 383
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5318 GOLDEN ISLES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$363,900
215 SELA COVE CIRCLE · same community
3 bd · 2 ba · 1,750 sqft · $208/sqft · 53 DOM
Sold · Dec ’25$332,000
5312 GOLDEN ISLES DRIVE · same community
3 bd · 2 ba · 1,750 sqft · $190/sqft · 124 DOM
Sold · Jun ’26$429,000
5702 TIDES PLACE · same community
3 bd · 2 ba · 1,750 sqft · $245/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5318 GOLDEN ISLES DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5318 GOLDEN ISLES DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5318 GOLDEN ISLES DRIVE FAQs
What would the monthly payment be for 5318 GOLDEN ISLES DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,620/mo — principal and interest, the actual property-tax bill, the $424/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5318 GOLDEN ISLES DRIVE?+
The association fee works out to $424 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5318 GOLDEN ISLES DRIVE?+
The most recent tax bill on record (2025) was $6,056. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5318 GOLDEN ISLES DRIVE?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $399,900, this home is listed about 18% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5318 GOLDEN ISLES DRIVE?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the APOLLO BEACH 33572 market on paper
$399,900 is 10% below the APOLLO BEACH 33572 median of $442,450, and at $229/sqft it sits under the Apollo Beach average of $266.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE ROBERTSON RLTY ESTATE GROU · Susan Robertson. MLS #TB8516799.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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