David Ramirez
$450,0003 bd2 ba1,470 sqft$306 /sqft$3,362 /mo all-in ↓

10898 119TH STREET N, SEMINOLE, FL, 33778

Active56 days on marketListed Jun 9, 2026MLS #TB8516760

Single Family ResidenceORANGEWOOD HIGHLANDS 1ST ADD

About this home

10898 119TH STREET N

DON’T MISS YOUR OPPORTUNITY TO OWN THIS BEAUTIFULLY UPDATED HOME IN ORANGEWOOD HIGHLANDS! The open-concept split bedroom floor plan offers the perfect setting for both everyday living and entertaining. The UPDATED KITCHEN features newer appliances, chic lighting, an abundance of cabinetry, a convenient breakfast bar, and a built-in desk area. All bedrooms feature new carpet, while both bathrooms have been tastefully remodeled. The main living areas showcase plank-style wood-look ceramic tile flooring for durability and style. NEWER WINDOWS fill the home with natural light, creating a bright and inviting atmosphere. ADDITIONAL HIGHLIGHTS INCLUDE HURRICANE SHUTTERS, AN INSIDE LAUNDRY ROOM, OVERSIZED DRIVEWAY, AND A 2-CAR GARAGE WITH EPOXY FLOORS. Relax and unwind on the screened back porch, perfect for enjoying your morning coffee. FULLY PAID SOLAR PANELS CONVEY WITH THE PROPERTY, offering added energy efficiency and value. SELLER TO PUT ON A NEW ROOF BEFORE CLOSING! Ideally located near Seminole City Center, just steps from Walsingham Park and the Pinellas Trail, and only a short drive to the gorgeous Gulf beaches. Situated in a non-flood zone. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,470

Sqft

0.16 ac

Lot size

2

Garage

1976

Year built

One

Levels

$306

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$4,251/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Solar · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,362 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$354
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,362/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$354
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$383KedgeAI estimate $438,477 · range $399K$484K$503K

vs edgeAI estimate

+2.6%

$/sqft vs Seminole actives

$306 vs $253

Days on market

56 vs 44 typical

Where $306/sqft sits among the 289 Seminole actives

59
42
50
48 · this home
43
47
$99–152$152–205$205–258$258–311$311–364$364+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orangewood Highlands

Map of 10898 119TH STREET N inside its neighborhood boundary

Drive times from this address

Downtown Tampa34 min
Tampa Int’l Airport (TPA)34 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Orangewood Highlands — neighborhood snapshot

Population

896

Median age

47

Median income

$123,831

Median home value

$425,700

Avg household

3

Households w/ children

100%

For the school run

Pinellas County School District

ElementaryOakhurst Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★
MiddleSeminole Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller3.2 months of inventoryBuyer’s market

$405K$450K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

163 of 289

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 157% above the SEMINOLE 33778 median. See the full Seminole market guide →

Paper trail

This home's history

Jun 9, 2026Listed at $450,000 · 56 days on market since
1976Built · ORANGEWOOD HIGHLANDS 1ST ADD

Reality check

What actually sold near 10898 119TH STREET N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12021 107TH COURTSold · Nov ’25

$525,000

12021 107TH COURT · same community

3 bd · 2 ba · 1,502 sqft · $350/sqft · 17 DOM

11983 106TH COURTSold · Dec ’25

$435,000

11983 106TH COURT · same community

3 bd · 2 ba · 1,232 sqft · $353/sqft · 18 DOM

10600 119TH STREETSold · Jan ’26

$549,900

10600 119TH STREET · same community

4 bd · 3 ba · 2,032 sqft · $271/sqft · 12 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10898 119TH STREET N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10898 119TH STREET N — before you fall in love.

See it in person

Schedule a tour

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Straight answers

10898 119TH STREET N FAQs

What would the monthly payment be for 10898 119TH STREET N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,362/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10898 119TH STREET N?+

The most recent tax bill on record (2025) was $4,251. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10898 119TH STREET N?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Seminole?+

At $450,000, this home is listed about 15% above the Seminole median of $390,250. The market section on this page shows how the area is trending.

Which schools are assigned to 10898 119TH STREET N?+

Oakhurst Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Sandy Hartmann. MLS #TB8516760.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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