David Ramirez
$1,550,0006 bd3 ba2,506 sqft$619 /sqft$10,121 /mo all-in ↓

10852 131ST STREET N, LARGO, FL, 33774

Active57 days on marketListed Jun 8, 2026MLS #TB8516753

Private poolSingle Family ResidenceNORRIS ACRE

About this home

10852 131ST STREET N

Welcome to an extraordinary private estate offering the perfect blend of luxury, recreation, and investment potential. Situated on nearly one acre in highly desirable unincorporated Largo and located in a non-flood zone, this fully upgraded 6-bedroom, 3-bathroom residence is a rare opportunity just minutes from the Gulf beaches. Designed for both elegant living and unforgettable entertaining, the home has been completely renovated with a stunning new chef’s kitchen, beautifully remodeled bathrooms, upgraded finishes throughout, and comes fully furnished with all new designer furniture included in the sale. Simply arrive and begin enjoying the Florida lifestyle from day one. The expansive outdoor living space is truly exceptional. Enjoy your own private resort featuring a heated pool and spa, professional tennis and pickleball court, soccer field, oversized AstroTurf recreation area, and a custom basketball court. Whether hosting family gatherings, entertaining guests, or creating a luxury vacation retreat, the possibilities are endless. Adding even more value is the approximately 1,000-square-foot detached garage, ideal for a workshop, collector vehicles, recreational equipment, additional storage, or conversion into a game room or studio. The property has been meticulously maintained with a newer roof and solar panel system installed in 2018, along with updated appliances and modern systems throughout. Families will appreciate the convenient location near highly rated schools, shopping, dining, and everyday conveniences. Outdoor enthusiasts will love the proximity to multiple parks offering walking and biking trails, boat launches, and recreational amenities, all within a short drive. The beautiful Gulf beaches are less than four miles away. Zoned R-R, this unique property also allows horses and farm animals, providing an increasingly rare combination of privacy, flexibility, and lifestyle options. Included in the purchase are all furnishings and the existing security camera system, making this a truly turnkey opportunity. Luxury, space, privacy, and endless recreational amenities come together in one remarkable estate. Opportunities like this are rarely available.

Facts & features

The home at a glance

6

Bedrooms

3

Bathrooms

2,506

Sqft

0.88 ac

Lot size

6

Garage

1972

Year built

Two

Levels

$619

Per sqft

Private poolPool & Trees/Woods viewTurnkey

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Trees/Woods
FacesNorth
ParkingDriveway · Garage Faces Side · Oversized · Parking Pad · Workshop in Garage
ExteriorBalcony · Basketball Court · Fire Pit · Outdoor Grill · Rain Gutters · Storage · Tennis Court(s)

Community & fees

Taxes (2025)$12,189/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Connected · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,121 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,364
PMI (est., until 20% equity)$581
Property tax — 2025 actual bill$1,016
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $155,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $155,000
Interest rate6.00%
Loan term

Estimated payment

$10,121/mo

Principal & interest$8,364
PMI (est., until 20% equity)$581
Property taxes (actual bill)$1,016
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Largo actives

$619 vs $238

Days on market

57 vs 52 typical

Where $619/sqft sits among the 400 Largo actives

150
103
96
32
7
12 · this home
$111–196$196–280$280–365$365–449$449–534$534+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Largo

Map of 10852 131ST STREET N

Drive times from this address

Downtown Tampa35 min
Tampa Int’l Airport (TPA)35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

LARGO 33774 — neighborhood snapshot

Population

20,018

Median age

49.1

Median income

$76,769

Median home value

$315,200

Avg household

2.38

Households w/ children

1,963

For the school run

Pinellas County School District

ElementaryOakhurst Elementary School★★★★
MiddleSeminole Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$340K$326K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

211 of 400

Largo actives have cut their price

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 621% above the LARGO 33774 median. See the full Largo market guide →

Paper trail

This home's history

Jun 8, 2026Listed at $1,550,000 · 57 days on market since
1972Built · NORRIS ACRE

Reality check

What actually sold near 10852 131ST STREET N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11783 ASHLEY CTSold · Oct ’25

$698,000

11783 ASHLEY CT

5 bd · 3 ba · 2,608 sqft · $268/sqft · 142 DOM

13986 BONNIE BRAE DRIVESold · Oct ’25

$684,000

13986 BONNIE BRAE DRIVE

5 bd · 3 ba · 2,712 sqft · $252/sqft · 79 DOM

10436 SILHAVY DRIVESold · Jun ’26

$804,000

10436 SILHAVY DRIVE

5 bd · 3 ba · 2,244 sqft · $358/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10852 131ST STREET N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10852 131ST STREET N — before you fall in love.

See it in person

Schedule a tour

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Straight answers

10852 131ST STREET N FAQs

What would the monthly payment be for 10852 131ST STREET N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,121/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10852 131ST STREET N?+

The most recent tax bill on record (2025) was $12,189. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Largo?+

At $1,550,000, this home is listed about 417% above the Largo median of $299,999. The market section on this page shows how the area is trending.

Which schools are assigned to 10852 131ST STREET N?+

Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,550,000 runs 621% above the LARGO 33774 median — but at 2,506 sqft it's also nearly twice the size of the typical Largo listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Michael Jones. MLS #TB8516753.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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