3645 OVERLAND, HOLIDAY, FL, 34691
Active46 days on marketListed Jun 7, 2026MLS #TB8516673
About this home
3645 OVERLAND
Newly renovated 3 bedroom 3 bathroom home sitting on a oversized fenced in lot with a oversized private pool. Newly added recessed lighting gives the house a warm and welcoming feel. Full bar inside home with quartz counters, mini fridge, sink and extra seating for entertaining. The waterproof wood plank flooring is a great addition for easy cleaning and protection from coming in and out from the pool area. Home has 5 sets of doors leading to pool area provide stunning views of the pool from nearly every room, effectively bringing the outdoors in. There is no HOA or CDD. Heated and jetted tub in one of the bathrooms. Quartz countertops in the kitchen and bar area with wood cabinets and stainless appliances. The oversized lot offers ample space for family and pets to play hours on end or room for additional outdoor features. A pool of this size and features including pavers and pool cage could be quite expensive to build these days so this home is a true value! The kitchen has been completely updated with stainless steel appliances. Home also has an oversized garage for your cars and toys.This home is centrally located near boat ramps, numerous parks, popular restaurants, shops, beaches, Tarpon Springs' famous sponge docks, and Tampa Airport.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,416
Sqft
0.17 ac
Lot size
2
Garage
1973
Year built
One
Levels
$261
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,651 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,651/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Holiday
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holiday. See the full Holiday guide →
HOLIDAY 34691 — neighborhood snapshot
Population
20,072
Median age
46.3
Median income
$48,387
Median home value
$172,100
Avg household
2.13
Households w/ children
1,689
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holiday market
$236K → $230K
Holiday median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the HOLIDAY 34691 median. See the full Holiday market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3645 OVERLAND — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3645 OVERLAND — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3645 OVERLAND FAQs
What would the monthly payment be for 3645 OVERLAND?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,651/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3645 OVERLAND?+
The most recent tax bill on record (2025) was $1,797. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Holiday?+
At $369,900, this home is listed about 51% above the Holiday median of $245,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3645 OVERLAND?+
Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$369,900 runs 61% above the HOLIDAY 34691 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $384,900, now $369,900 — a $15K cut. The full history is in the market section below.
Listing courtesy of SELECT PROPERTIES INC · Taylor Sparling. MLS #TB8516673.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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