2620 COVE CAY DRIVE UNIT 403, CLEARWATER, FL, 33760
Active51 days on marketListed Jun 12, 2026MLS #TB8516619
About this home
2620 COVE CAY DRIVE UNIT 403
Experience the best of Florida luxury living in this beautifully updated and fully furnished 2-bedroom, 2-bath executive rental located within a desirable gated golf community. This turnkey furnished condo offers a refined blend of comfort, style, and convenience, making it ideal for executive relocation, corporate housing, or those seeking a maintenance-free lifestyle. The residence has been completely renovated with high-end finishes throughout, including granite countertops, custom wood cabinetry, stainless steel appliances, modern LED lighting, and ceramic tile flooring throughout the entire home. The open-concept floor plan is designed to maximize natural light and showcase the spectacular golf course and waterfront views that create a truly breathtaking backdrop. Enjoy morning coffee or evening relaxation overlooking lush fairways and sparkling water from the comfort of your private retreat. Every detail has been thoughtfully curated to provide a move-in-ready condo experience with the quality and elegance expected in a luxury condo rental. Residents enjoy resort-style amenities including a sparkling swimming pool, fitness center, clubhouse, beautifully maintained grounds, gated security, and convenient access to a public golf course and restaurant outside your door. This can be an exceptional furnished executive housing opportunity or temporary relocation option that offers the perfect combination of luxury, location, and lifestyle. If you are seeking a luxury condo rental with golf course views, waterfront views, resort-style amenities, and the convenience of a turnkey furnished condo, this remarkable residence delivers an unparalleled living experience. Please non-smoking and no pets. Schedule your private showing today and discover the lifestyle you've been looking for.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,050
Sqft
1 ac
Lot size
1974
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$2 vs $216
Days on market
51 vs 47 typical
Where $2/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cove Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Cove Cay — neighborhood snapshot
Population
1,073
Median age
61
Median income
$62,580
Median home value
$189,303
Avg household
2
Households w/ children
28%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
220 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CLEARWATER 33760 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2620 COVE CAY DRIVE UNIT 403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$299,900
2620 COVE CAY DRIVE UNIT 107 · same community
2 bd · 2 ba · 1,050 sqft · $286/sqft · 170 DOM
Sold · Jul ’26$181,000
2620 COVE CAY DRIVE UNIT 207 · same community
2 bd · 2 ba · 1,050 sqft · $172/sqft · 5 DOM
Sold · Dec ’25$142,000
2620 COVE CAY DRIVE UNIT 506 · same community
1 bd · 1.5 ba · 810 sqft · $175/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2620 COVE CAY DRIVE UNIT 403 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2620 COVE CAY DRIVE UNIT 403 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2620 COVE CAY DRIVE UNIT 403 FAQs
What would the monthly payment be for 2620 COVE CAY DRIVE UNIT 403?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2620 COVE CAY DRIVE UNIT 403?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $2,300, this home is listed about 99% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2620 COVE CAY DRIVE UNIT 403?+
Belcher Elementary School (elementary), Oak Grove Middle School (middle), Pinellas Park High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SAND AND PALMS REALTY · Timothy Tyrpak. MLS #TB8516619.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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