
12214 GRIZZLY LANE, NEW PORT RICHEY, FL, 34654
Active69 days on marketListed Jun 9, 2026MLS #TB8516479
About this home
12214 GRIZZLY LANE
Welcome to Bear Creek Townhomes! Nestled in the desirable Bear Creek Townhomes community, this move-in-ready home perfectly blends modern 2024 construction with low-maintenance living. It features an exceptional floor plan, serene conservation views, and outstanding value. Built in 2024, this beautifully maintained 3-bed, 2.5-bath home offers 1,632 sq. ft. of thoughtfully designed living space, a 1-car garage, and a premium conservation lot. Standing apart from competing properties, the popular Neptune floor plan features a rare first-floor primary suite, offering ultimate convenience, privacy, and main-level living. This sun-drenched corner unit features a bright, open-concept layout where the spacious living area flows seamlessly into the dining room and kitchen, perfect for everyday living and entertaining. The chef’s kitchen features quartz countertops, a large center island with seating, stainless steel appliances, upgraded cabinetry, and a pantry. The main-floor primary suite is a peaceful retreat with conservation views, a large walk-in closet, dual vanities, and a spacious glass-enclosed tiled shower. A main-floor laundry area and half bath ensure practical, efficient living. Upstairs, you’ll find two spacious bedrooms with generous closets and maximum flexibility for guests, kids, or a home office. The upgraded full bath is well-appointed and easily accessible for the second floor. The screened lanai overlooks a peaceful, wooded conservation area with no rear neighbors for ultimate privacy, providing a peaceful backdrop rarely found at this price point. As an end unit positioned on a prime corner homesite, the home also offers extra side-yard space rare for townhomes. This home also offers low-maintenance, affordable living with a low HOA of $186.00 per month, which covers cable TV, high-speed internet, exterior and grounds maintenance, and community management. There are no CDD fees, helping keep ownership costs more affordable. The location is perfectly situated near schools, colleges, shopping, dining, and medical facilities. Enjoy effortless commuting with quick access to the Suncoast Parkway, making Tampa, Tampa International Airport, and Florida’s premier Gulf Coast beaches just a short drive away. For additional peace of mind, while some public FEMA mapping references may still display portions of the area within AE flood designations, FEMA documentation associated with the property reflects removal from the Special Flood Hazard Area and designation within Flood Zone X. If you’ve been searching for a move-in-ready home that combines modern construction, an exceptional floor plan, conservation views, low-maintenance living, and outstanding value, this Bear Creek Townhomes opportunity deserves your attention. Don’t miss this incredible opportunity. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,632
Sqft
0.08 ac
Lot size
1
Garage
2024
Year built
Two
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,425 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,425/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.6%
$/sqft vs BEAR CRK TWNHMS
$175 vs $181
Days on market
69 vs 52 typical
Where $175/sqft sits among the 7 homes for sale in BEAR CRK TWNHMS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34654 — neighborhood snapshot
Population
24,357
Median age
44.4
Median income
$64,210
Median home value
$257,500
Avg household
2.55
Households w/ children
2,304
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $270K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
2 of 7
BEAR CRK TWNHMS have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 12214 GRIZZLY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$275,000
12094 GRIZZLY LANE · same community
3 bd · 2.5 ba · 1,632 sqft · $169/sqft · 51 DOM
Sold · May ’26$259,500
12057 GRIZZLY LANE · same community
3 bd · 2.5 ba · 1,431 sqft · $181/sqft · 179 DOM
Sold · Aug ’26$360,000
10849 LAKEVIEW DRIVE
3 bd · 2 ba · 1,581 sqft · $228/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12214 GRIZZLY LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12214 GRIZZLY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12214 GRIZZLY LANE FAQs
What would the monthly payment be for 12214 GRIZZLY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,425/mo — principal and interest, the actual property-tax bill, the $186/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12214 GRIZZLY LANE?+
The association fee works out to $186 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12214 GRIZZLY LANE?+
The most recent tax bill on record (2025) was $3,299. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12214 GRIZZLY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $285,000, this home is priced right at the New Port Richey median.
Which schools are assigned to 12214 GRIZZLY LANE?+
Moon Lake Elementary School (elementary), River Ridge Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Paul Virgadamo. MLS #TB8516479.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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