5451 TROPIC DRIVE, NEW PORT RICHEY, FL, 34653
Active61 days on marketListed Jun 7, 2026MLS #TB8516424
About this home
5451 TROPIC DRIVE
JUST REDUCE FOR QUICK SALE!!! DO NOT MISS THIS ONE!! Welcome to your dream waterfront home on the beautiful Cotee River! Resort-Style Amenities** Discover this one of a kind residence, thoughtfully designed for comfort, entertainment, and multi-generational living. This stunning 4 bed, 4.5 bath, pool home offers an array of premium features, including: **Mother-in-Law Suite: Complete with kitchenette, private entrance, and flexible living options **Media Room: Wired for immersive sound ideal for movie nights or game day gatherings **Outdoor patio: great for grilling and al fresco dinners **Batting/Sports Cage: A rare addition for active lifestyles **Dedicated workout space with a convenient half bath **Private Office: Perfect for remote work or quiet productivity with A/C Split. The main living quarters are located on the second floor, showcasing elegant tile flooring throughout. The owner’s suite features soaring ceilings, dual walk-in closets, and French doors opening to a private balcony with serene views of the water and pool. The en-suite bath offers a spa-like experience with a soaking tub and walk-in shower. **Chef’s Kitchen: includes a spacious breakfast bar, Brand New stainless steel appliances, and a cozy eat- in area **Inviting Living Room: Anchored by a wood-burning fireplace for warmth and charm Additional highlights include: SOLAR PANELS WILL BE PAID OFF AT CLOSING!!!! NEW ROOF 2023, NEW A/C 2023, THE ENTIRE SECOND FLOOR WAS RENOVATED IN 2024, WATHER HEATER 2024, WATER SOFTENER 2024, WATER PURIFIER 2024, SOLAR PANELS 2024, SELF-FILLING SYSTEM FOR SWIMMING POOLS 2025, NEW PUMP, COMPLETE WATER SUPPLY AND FILTRATION SYSTEM. INCLUDES LIGHTS AND POOL FOUNTAINS 2025, NEW APPLIANCES 2025, CAMERA AND ALARM SYSTEM 2024** Climate-controlled Three-Car Garage 2024 **Oversized Driveway **Full Pool Bathroom This property is a rare blend of luxury, versatility, and waterfront tranquility perfect for those seeking a home that truly has it all.Downstairs the property features a large flex room with access to the pool, a full pool bath, and a fourth bedroom with a half bath and separate mini split a/c. Close to everything the Florida lifestyle. SOLAR PANELS WILL BE PAID OFF AT CLOSING!!!!
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
1,586
Sqft
0.15 ac
Lot size
3
Garage
1996
Year built
Two
Levels
$366
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,325 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,325/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Port Richey actives
$366 vs $200
Days on market
61 vs 48 typical
Where $366/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Le Clair
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Le Clair — neighborhood snapshot
Population
537
Median age
47
Median income
$45,772
Median home value
$159,582
Avg household
2
Households w/ children
44%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $270K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
227 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 147% above the NEW PORT RICHEY 34653 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 5451 TROPIC DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$360,000
5511 DRINKARD DRIVE · same community
3 bd · 2 ba · 1,622 sqft · $222/sqft · 204 DOM
Sold · Oct ’25$440,000
5512 TROPIC DRIVE · same community
3 bd · 2 ba · 1,474 sqft · $299/sqft · 139 DOM
Sold · May ’26$625,000
5517 TROPIC DRIVE · same community
3 bd · 3 ba · 2,250 sqft · $278/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5451 TROPIC DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5451 TROPIC DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5451 TROPIC DRIVE FAQs
What would the monthly payment be for 5451 TROPIC DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,325/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5451 TROPIC DRIVE?+
The most recent tax bill on record (2025) was $9,825. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Port Richey?+
At $579,900, this home is listed about 107% above the New Port Richey median of $279,950. The market section on this page shows how the area is trending.
Which schools are assigned to 5451 TROPIC DRIVE?+
Gulf High School (high), Gulf Middle School (middle), James M. Marlowe Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$579,900 runs 147% above the NEW PORT RICHEY 34653 median — but at 1,586 sqft it's also 15% larger than the typical New Port Richey listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $584,900, now $579,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Jeannethe Rodriguez. MLS #TB8516424.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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