David Ramirez
$499,000$535,0005 bd3.5 ba3,408 sqft$146 /sqft$4,088 /mo all-in ↓

10812 ANCIENT FUTURES DRIVE, TAMPA, FL, 33647

Active27 days on marketListed Jul 12, 2026MLS #TB8516397

Reduced $36KWaterfrontSingle Family ResidenceEASTON PARK PH 1

About this home

10812 ANCIENT FUTURES DRIVE

Tranquil water views await! This home offers a highly desirable and flexible Briarwood floor plan with plenty of room for all. Perfect for multi-generational living. The chef’s kitchen has been tastefully designed to include espresso cabinetry, granite counters and stainless steel appliances. The adjoining family room has sliding glass doors leading to covered/screened lanai with serene pond views. First floor bedroom with full bathroom is ideal as guest suite. Also on the first floor is an office/den, half bathroom with double door entry and formal dining room with designer ceiling. The second floor consists of a spacious master retreat with his/hers walk-in closets, 3 additional bedrooms bathroom plus bonus / media room. Well-manicured grounds with lots of curb appeal and playground across the street. Community amenities include clubhouse and pool. Conveniently located in desirable New Tampa with nearby USF, multiple hospitals and an abundance of shopping/restaurants. Fees include cable TV, internet and phone.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

3,408

Sqft

0.12 ac

Lot size

2

Garage

2010

Year built

Two

Levels

$146

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Solid Wood Cabinets · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ParkingGarage Door Opener
ExteriorIrrigation System · Lighting · Sliding Doors

Community & fees

HOA fee$106/mo
Taxes (2025)$7,964/yr
PetsCats OK, Dogs OK, Yes
CommunityDeed Restrictions · Playground · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,088 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$664
HOA fee — from the listing$106
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,465
Interest rate6.00%
Loan term

Estimated payment

$4,088/mo

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$664
HOA / condo fee$106
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $499K
$479KedgeAI estimate $607,242 · range $591K$648K$674K

vs edgeAI estimate

−17.8%

$/sqft vs Tampa actives

$146 vs $301

Days on market

27 vs 42 typical

Where $146/sqft sits among the 400 Tampa actives

178 · this home
129
32
21
11
29
$146–285$285–423$423–561$561–700$700–838$838+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Easton Park

Map of 10812 ANCIENT FUTURES DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa35 min
Tampa Int’l Airport (TPA)46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Easton Park — neighborhood snapshot

Population

1,929

Median age

38

Median income

$160,201

Median home value

$436,200

Avg household

3

Households w/ children

242

For the school run

Hillsborough County School District

ElementaryHeritage Elementary School★★★★★
MiddleBenito Middle School★★★★
HighWharton High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$439K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

206 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 34% above the TAMPA 33647 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $499,000 $36K
Jul 12, 2026Listed at $535,000 · 27 days on market since
2010Built · EASTON PARK PH 1

Reality check

What actually sold near 10812 ANCIENT FUTURES DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10814 BREAKING ROCKS DRIVESold · Nov ’25

$580,000

10814 BREAKING ROCKS DRIVE · same community

6 bd · 4 ba · 3,423 sqft · $169/sqft · 27 DOM

20316 NATURES CORNER DRIVESold · Aug ’25

$475,000

20316 NATURES CORNER DRIVE · same community

5 bd · 4 ba · 3,305 sqft · $144/sqft · 52 DOM

10874 BREAKING ROCKS DRIVESold · Jan ’26

$540,000

10874 BREAKING ROCKS DRIVE · same community

5 bd · 3 ba · 3,604 sqft · $150/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10812 ANCIENT FUTURES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10812 ANCIENT FUTURES DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

10812 ANCIENT FUTURES DRIVE FAQs

What would the monthly payment be for 10812 ANCIENT FUTURES DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,088/mo — principal and interest, the actual property-tax bill, the $106/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10812 ANCIENT FUTURES DRIVE?+

The association fee works out to $106 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10812 ANCIENT FUTURES DRIVE?+

The most recent tax bill on record (2025) was $7,964. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10812 ANCIENT FUTURES DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $499,000, this home is listed about 11% above the Tampa median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10812 ANCIENT FUTURES DRIVE?+

Heritage Elementary School (elementary), Benito Middle School (middle), Wharton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$499,000 runs 34% above the TAMPA 33647 median — but at 3,408 sqft it's also nearly twice the size of the typical Tampa listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Heritage Elementary School, Benito Middle School, Wharton High School, Patricia Sullivan Metropolitan Ministries Partnership School — Benito Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $535,000, now $499,000 — a $36K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Amani Warden. MLS #TB8516397.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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