David Ramirez
$165,000$189,0003 bd1 ba816 sqft$202 /sqft$1,413 /mo all-in ↓

255 HOOKER STREET, MULBERRY, FL, 33860

Active58 days on marketListed Jun 5, 2026MLS #TB8516386

Priced 44% below the MULBERRY 33860 medianReduced $24KSingle Family ResidenceBRADLEY JUNCTION

About this home

255 HOOKER STREET

Motivated seller All offers considered!!Affordable homeownership opportunity in Mulberry! This 3-bedroom, 1-bath home is tucked away on a quiet dead-end street and offers excellent value for first-time homebuyers, investors, or anyone looking to downsize. Recent updates completed within the last several years provide a solid foundation, while a little TLC and personal vision can bring out this home's full potential. Conveniently located near a community playground and basketball court, you'll enjoy a peaceful neighborhood setting with easy access to everyday amenities. Whether you're searching for a starter home, rental investment, or a place to make your own, this property is full of possibilities. Realtor please read realtor remarks in MLS

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

816

Sqft

0.19 ac

Lot size

1962

Year built

One

Levels

$202

Per sqft

Inside

FlooringTile
AppliancesRefrigerator
InteriorKitchen/Family Room Combo
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorOther

Community & fees

Taxes (2025)$2,502/yr

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,413 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$971
FHA mortgage insurance (est.)$73
Property tax — 2025 actual bill$209
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,775
Interest rate6.00%
Loan term

Estimated payment

$1,413/mo

Principal & interest$971
FHA mortgage insurance (est.)$73
Property taxes (actual bill)$209
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Mulberry actives

$202 vs $178

Days on market

58 vs 29 typical

Where $202/sqft sits among the 87 Mulberry actives

10
9
21
15
21 · this home
11
$115–135$135–155$155–175$175–195$195–215$215+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mulberry

Map of 255 HOOKER STREET

Drive times from this address

Downtown Tampa52 min
Tampa Int’l Airport (TPA)65 min
Walt Disney World71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mulberry. See the full Mulberry guide →

MULBERRY 33860 — neighborhood snapshot

Population

25,617

Median age

34.3

Median income

$62,779

Median home value

$221,400

Avg household

2.93

Households w/ children

3,311

For the school run

Polk County School District

MiddleMulberry Middle School★★★★
HighMulberry Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mulberry market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$318K$315K

Mulberry median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

45 of 87

Mulberry actives have cut their price

Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 44% below the MULBERRY 33860 median. See the full Mulberry market guide →

Paper trail

This home's history

CurrentPrice reduced to $165,000 $24K
Jun 5, 2026Listed at $189,000 · 58 days on market since
1962Built · BRADLEY JUNCTION

Reality check

What actually sold near 255 HOOKER STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6960 2ND STREETSold · Aug ’25

$115,000

6960 2ND STREET · same community

3 bd · 1 ba · 880 sqft · $131/sqft · 5 DOM

410 ORANGE STREETSold · Oct ’25

$198,000

410 ORANGE STREET · same community

2 bd · 1 ba · 1,104 sqft · $179/sqft · 17 DOM

6954 1ST STREETSold · May ’26

$130,950

6954 1ST STREET

3 bd · 2 ba · 1,385 sqft · $95/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 255 HOOKER STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 255 HOOKER STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

255 HOOKER STREET FAQs

What would the monthly payment be for 255 HOOKER STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,413/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 255 HOOKER STREET?+

The most recent tax bill on record (2025) was $2,502. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Mulberry?+

At $165,000, this home is listed about 47% below the Mulberry median of $312,500. The market section on this page shows how the area is trending.

Which schools are assigned to 255 HOOKER STREET?+

Mulberry Middle School (middle), Mulberry Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the MULBERRY 33860 market on paper

$165,000 is 44% below the MULBERRY 33860 median of $293,500.

02Time on market is leverage

58 days on market against a Mulberry median of 29 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $189,000, now $165,000 — a $24K cut. The full history is in the market section below.

Listing courtesy of LIVE FLORIDA REALTY · Gregory Baker. MLS #TB8516386.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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