7109 BAY LAUREL COURT, WESLEY CHAPEL, FL, 33545
Active63 days on marketListed Jun 8, 2026MLS #TB8516314
About this home
7109 BAY LAUREL COURT
Exceptional living in Watergrass starts HERE in Cypress Bend! Bay Laurel Ct is ready for its new owner- SELLER OFFERING INCENTIVE TO BUYER! 5 bedrooms, 3+1 half bath, first floor primary, NO REAR NEIGHBORS & POND VIEW, heated, salt water POOL, & move in ready. Standard Pacific/CalAtlantic took architectural features from tray ceilings to arched doorways and blended it with a modern open floor plan spaces for entertaining/ gathering. Enter through the 3-car garage or through the glass entry front door to a bright entryway with high ceilings throughout the first floor. Immediately to the left is an enclosed office space/ flex room. A catch-all entryway, half bath, and laundry are also easily accessible on the first floor. Your kitchen has 42" crowned wood cabinetry, granite countertops and a break from stark white kitchens. The island seats 4 with additional dining space in the great room. The first floor primary suite has BOTH soaking tub and walk in shower. Stunning water views of the pool and pond from your window. Upstairs is the central loft, a great work/play area and a split bedroom scheme with 2 additional full baths. 3 bedrooms to the left and 2 to the right make for plenty of room and guest space. This is one of the most popular floor plans available in only a select few communities in Wesley Chapel. Step outside to your outdoor retreat with PRIVACY CURTAINS on each side, a fire pit space, lounge area, outdoor kitchen space with dining and the heated, salt water pool facing out to the unobstructed water views. Watergrass is a premiere resort-amenities style community with optimal growth happening all around in retail, medical, and new opportunities for you. Swig, Publix, Starbucks, ChickFilA, Chipotle, Yoga, Chase Bank, Florida Medical, are just a few of the immediate features of this community in addition to the three community pools, clubhouse with fitness center, tennis, and pickleball. There is none left wanting in this community & we welcome you to join us here in Watergrass!
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,173
Sqft
0.13 ac
Lot size
3
Garage
2019
Year built
Two
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,960 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,960/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.8%
$/sqft vs Wesley Chapel actives
$221 vs $205
Days on market
63 vs 47 typical
Where $221/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wesley Chapel
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
WESLEY CHAPEL 33545 — neighborhood snapshot
Population
27,536
Median age
35.1
Median income
$108,835
Median home value
$363,000
Avg household
3.3
Households w/ children
3,473
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $430K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
204 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the WESLEY CHAPEL 33545 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 7109 BAY LAUREL COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$560,000
32242 SUMMERGLADE DRIVE · same community
4 bd · 3 ba · 3,168 sqft · $177/sqft · 175 DOM
Sold · Sep ’25$560,000
32202 SUMMERGLADE DRIVE · same community
4 bd · 3 ba · 3,180 sqft · $176/sqft · 25 DOM
Sold · Apr ’26$629,000
7063 TALAMORE DRIVE · same community
4 bd · 4.5 ba · 2,920 sqft · $215/sqft · 187 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7109 BAY LAUREL COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7109 BAY LAUREL COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7109 BAY LAUREL COURT FAQs
What would the monthly payment be for 7109 BAY LAUREL COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,960/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7109 BAY LAUREL COURT?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7109 BAY LAUREL COURT?+
The most recent tax bill on record (2025) was $8,940. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7109 BAY LAUREL COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $699,999, this home is listed about 60% above the Wesley Chapel median of $437,250. The market section on this page shows how the area is trending.
Which schools are assigned to 7109 BAY LAUREL COURT?+
Wesley Chapel Elementary School (elementary), Wesley Chapel High School (high), Thomas E. Weightman Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$699,999 runs 67% above the WESLEY CHAPEL 33545 median — but at 3,173 sqft it's also 51% larger than the typical Wesley Chapel listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $750,000, now $699,999 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Ami Rivera. MLS #TB8516314.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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