David Ramirez
$210,000$215,0002 bd2 ba1,110 sqft$189 /sqft$2,274 /mo all-in ↓

1208 14TH CIRCLE SE, LARGO, FL, 33771

Active47 days on marketListed Jun 6, 2026MLS #TB8516312

Priced 5% below the LARGO 33771 medianReduced $5KCondominiumNEW HAVEN CONDO

About this home

1208 14TH CIRCLE SE

Welcome home to this beautifully renovated and move-in-ready 2-bedroom, 2-bath condominium in the desirable New Haven 55+ community of Largo. Thoughtfully updated with both comfort and convenience in mind, this home features seamless flooring throughout the main living areas with no transition strips, providing easier mobility for those utilizing medical mobility devices. The spacious primary suite features a slider to your front patio and a walk-in closet. The en-suite bathroom features a walk-in shower with a built-in bench and grab bars, providing additional comfort, stability, and convenience for daily living. Both bathrooms have been tastefully upgraded with glass shower doors and elegant quartz-topped vanities, adding a touch of luxury and modern style. The updated kitchen is designed to impress with new quartz countertops, a brand-new stainless refrigerator and stove, creating a bright and functional space for everyday living. Just beyond the main living area French doors lead to the enclosed Florida Room offering additional year-round living space, perfect for relaxing, reading, or entertaining in comfort regardless of the season. The oversized living room provides an open and inviting atmosphere, allowing homeowners to enjoy the benefits of downsizing without sacrificing space for gatherings with family and friends. Additional upgrades include two brand-new pull-down hurricane shutters, replacement to a hurricane safe dining room window, and updated light fixtures. The HVAC system was replaced in 2020, and the water heater in 2023. Residents enjoy an exceptional value with HOA dues that include access to community amenities such as the swimming pool, tennis courts, and shuffleboard, along with cable TV, internet, exterior maintenance, groundskeeping, pest control, water, sewer, and trash service. Priced to sell, this condo offers a low-maintenance Florida lifestyle and resort-style amenities at your fingertips. Conveniently located just a short drive from Gulf Coast beaches and local and International Airports, shopping, dining, and entertainment, this is an opportunity you won’t want to miss.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,110

Sqft

18 ac

Lot size

1974

Year built

One

Levels

$189

Per sqft

Trees/Woods view55+ communityPets allowed

Inside

FlooringTile
AppliancesConvection Oven · Cooktop · Electric Water Heater
InteriorCeiling Fan(s) · Open Floorplan
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBrick
FoundationSlab
ViewTrees/Woods
FacesSouth
ExteriorFrench Doors · Hurricane Shutters

Community & fees

HOA fee$588/mo
Taxes (2025)$2,362/yr
PetsYes
CommunityLake · Waterfront · Clubhouse · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,274 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,236
FHA mortgage insurance (est.)$93
Property tax — 2025 actual bill$197
Condo fee — from the listing$588
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,350Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,350
Interest rate6.00%
Loan term

Estimated payment

$2,274/mo

Principal & interest$1,236
FHA mortgage insurance (est.)$93
Property taxes (actual bill)$197
HOA / condo fee$588
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $210K
$155KedgeAI estimate $174,517 · range $161K$202K$218K

vs edgeAI estimate

+20.3%

Days on market

47 vs 42 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Water View Estates

Map of 1208 14TH CIRCLE SE inside its neighborhood boundary

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)31 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

Water View Estates — neighborhood snapshot

Population

1,295

Median age

63

Median income

$70,547

Avg household

2

Households w/ children

89%

For the school run

Pinellas County School District

MiddleLargo Middle School★★★★★
HighLargo High School★★★★★
ElementarySouthern Oak Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the LARGO 33771 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $210,000 $5K
Jun 6, 2026Listed at $215,000 · 47 days on market since
1974Built · NEW HAVEN CONDO

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1208 14TH CIRCLE SE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1208 14TH CIRCLE SE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1208 14TH CIRCLE SE FAQs

What would the monthly payment be for 1208 14TH CIRCLE SE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,274/mo — principal and interest, the actual property-tax bill, the $588/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1208 14TH CIRCLE SE?+

The association fee works out to $588 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1208 14TH CIRCLE SE?+

The most recent tax bill on record (2025) was $2,362. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1208 14TH CIRCLE SE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Largo?+

At $210,000, this home is listed about 22% below the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1208 14TH CIRCLE SE?+

Largo Middle School (middle), Largo High School (high), Southern Oak Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the LARGO 33771 market on paper

$210,000 is 5% below the LARGO 33771 median of $220,000, and at $189/sqft it sits under the Largo average of $247.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $588/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Largo Middle School, Largo High School, Southern Oak Elementary School — Southern Oak Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $215,000, now $210,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Jon Sanchez, LLC. MLS #TB8516312.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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