3681 MAGNOLIA DRIVE, INDIAN LAKE ESTATES, FL, 33855
Active66 days on marketListed Jun 5, 2026MLS #TB8516270
About this home
3681 MAGNOLIA DRIVE
***BACK ON-MARKET-BUYER FINANCE UNSUCCESSFUL! PASSED INSPECTIONS & APPRAISAL! Sellers Highly Motivated! Welcome to your dream home in the peaceful community of Indian Lake Estates, FL! This 4-bedroom, 3.5-bath residence offers the perfect blend of modern luxury and everyday comfort, ideally located just off Hwy 60! Get away from the noise and enjoy easy living with Luxury, Comfort & Privacy! NO HOA restrictions! Step inside to an inviting open-concept floor plan featuring soaring ceilings, storm-grade windows, and thoughtful upgrades throughout. A formal dining room and versatile bonus room/office provide space for entertainment, remote work, or a creative studio. The natural light-filled great room flows seamlessly into the kitchen, complete with state-of-the-art stainless-steel appliances, sleek gray floating cabinets, and quartz countertops surrounding a spacious island—perfect for family gatherings and entertaining. The living room opens to a large, screened lanai overlooking wooded views with no rear neighbors, offering tranquility, privacy, and the perfect setting for outdoor living. Upstairs, the private primary suite serves as a retreat with dual walk-in closets, a quartz-topped dual-sink vanity, and a walk-in shower. Three additional bedrooms and two secondary bathrooms provide ample space for family or guests. Additional highlights include ceramic tile throughout the main floor, carpeted bedrooms, a full-sized laundry room, metered irrigation, and smart, stylish finishes. Living in Indian Lake Estates means enjoying exceptional amenities: Lake Walk-in-Water access for boating and fishing, golf, clubhouse, café, fitness center, playground, nature trails, tennis, and basketball courts. You’ll love the balance of quiet neighborhood charm with convenient access to top-rated schools, shopping, dining, theme parks, beaches, and the Tampa-Orlando corridor. with easy access to local attractions like Bok Tower and the Westgate River Ranch Resort. Don’t miss this rare opportunity to own a luxurious home in one of Indian Lake Estates’ most desirable and up and coming communities. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,315
Sqft
0.5 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$151
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,650 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,650/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs INDIAN LAKE ESTATES
$151 vs $209
Days on market
66 vs 53 typical
Where $151/sqft sits among the 25 homes for sale in INDIAN LAKE ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Lake Estates
Get to know Indian Lake Estates. See the full Indian Lake Estates guide →
INDIAN LAKE ESTATES 33855 — neighborhood snapshot
Population
33
Median age
68.1
Avg household
1.94
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Lake Estates market
$327K → $330K
Indian Lake Estates median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
11 of 25
INDIAN LAKE ESTATES have cut their price
Median sold price, Indian Lake Estates, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1567% above the INDIAN LAKE ESTATES 33855 median. See the full Indian Lake Estates market guide →
Paper trail
This home's history
Reality check
What actually sold near 3681 MAGNOLIA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$299,990
3911 GARDENIA DRIVE · same community
4 bd · 2 ba · 2,052 sqft · $146/sqft · 61 DOM
Sold · Oct ’25$325,000
4121 EL DORADO DRIVE · same community
4 bd · 2 ba · 2,042 sqft · $159/sqft · 0 DOM
Sold · Feb ’26$305,000
4291 POINCIANA DRIVE · same community
4 bd · 2 ba · 2,039 sqft · $150/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3681 MAGNOLIA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3681 MAGNOLIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3681 MAGNOLIA DRIVE FAQs
What would the monthly payment be for 3681 MAGNOLIA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,650/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3681 MAGNOLIA DRIVE?+
The most recent tax bill on record (2024) was $3,299. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3681 MAGNOLIA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Lake Estates?+
At $350,000, this home is listed about 5% below the Indian Lake Estates median of $369,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3681 MAGNOLIA DRIVE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Jamal Clarke. MLS #TB8516270.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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