616 YARDARM DRIVE UNIT 8, APOLLO BEACH, FL, 33572
Active47 days on marketListed Jun 6, 2026MLS #TB8516195
About this home
616 YARDARM DRIVE UNIT 8
Wake up to beautiful canal views and easy Gulf access in the highly sought-after Yardarm community of Apollo Beach. This waterfront condo remained high and dry with no water intrusion from Hurricanes Milton or Helene, offering peace of mind along with an exceptional coastal lifestyle.Enjoy panoramic water views from your private lanai and take advantage of your deeded boat slip, which accommodates vessels up to 30 feet—perfect for boating enthusiasts looking to explore Tampa Bay, the Intracoastal Waterway, and the Gulf beyond.This well-maintained 2-bedroom, 2-bath residence features a spacious single-level floor plan designed to maximize natural light and showcase the waterfront setting. The kitchen has rich wood cabinetry, granite countertops, a breakfast bar, and a dining area that flows seamlessly into the inviting family room. Large windows and sliding glass doors bring the outdoors in, creating a bright and airy coastal atmosphere throughout the home.The generous primary suite serves as a private retreat with an en-suite bath, sitting area, and tranquil water views. A spacious guest bedroom and a nearby full bath provide comfort and privacy for family and visitors alike. Conveniently located near shopping, marinas, and popular waterfront restaurants including Finn’s Dockside and Circles Waterfront, this property offers the perfect combination of comfort, convenience, and the relaxed Florida boating lifestyle. A covered carport located directly in front of the unit provides convenient, protected parking. Dock Slip #12.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
987
Sqft
2005
Year built
One
Levels
$248
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,780 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,780/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.4%
Days on market
47 vs 56 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 616 YARDARM DRIVE UNIT 8 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 616 YARDARM DRIVE UNIT 8 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
616 YARDARM DRIVE UNIT 8 FAQs
What would the monthly payment be for 616 YARDARM DRIVE UNIT 8?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,780/mo — principal and interest, the actual property-tax bill, the $721/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 616 YARDARM DRIVE UNIT 8?+
The association fee works out to $721 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 616 YARDARM DRIVE UNIT 8?+
The most recent tax bill on record (2025) was $4,175. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 616 YARDARM DRIVE UNIT 8?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $245,000, this home is listed about 50% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 616 YARDARM DRIVE UNIT 8?+
Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the APOLLO BEACH 33572 market on paper
$245,000 is 46% below the APOLLO BEACH 33572 median of $450,000, and at $248/sqft it sits under the Apollo Beach average of $266.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $721/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $259,000, now $245,000 — a $14K cut. The full history is in the market section below.
Listing courtesy of RE/MAX REALTY UNLIMITED · Jenny Roche. MLS #TB8516195.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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