4344 OAK BLUFF AVENUE, HOLIDAY, FL, 34691
Active50 days on marketListed Jun 5, 2026MLS #TB8516133
About this home
4344 OAK BLUFF AVENUE
NEW ROOF TO BE INSTALLED BEFORE CLOSING!!!!!! Welcome to 4344 Oak Bluff Avenue in Holiday, Florida — a beautifully updated home offering comfort, flexibility, and peace of mind with major improvements already completed. This move-in-ready property features an oversized primary suite that provides the perfect private retreat with plenty of space to relax and unwind. The fully finished garage is a standout feature, complete with its own mini-split air conditioning system, making it ideal for a home office, gym, workshop, game room, or additional entertainment space. Recent big-ticket updates include a newer HVAC system, and fencing, all approximately two years old, giving buyers confidence and reducing future maintenance concerns. Whether you're looking for extra living space, a functional work-from-home setup, or simply a well-maintained property with modern upgrades, this home delivers exceptional value. Conveniently located near shopping, dining, schools, parks, and Florida's beautiful Gulf Coast beaches, this is an opportunity you won't want to miss. Schedule your private showing today your home awaits!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,547
Sqft
0.14 ac
Lot size
1
Garage
1965
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,515 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,515/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.9%
$/sqft vs BEACON SQUARE
$196 vs $199
Days on market
50 vs 37 typical
Where $196/sqft sits among the 53 homes for sale in BEACON SQUARE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holiday
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holiday. See the full Holiday guide →
HOLIDAY 34691 — neighborhood snapshot
Population
20,072
Median age
46.3
Median income
$48,387
Median home value
$172,100
Avg household
2.13
Households w/ children
1,689
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holiday market
$236K → $230K
Holiday median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
26 of 53
BEACON SQUARE have cut their price
Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the HOLIDAY 34691 median. See the full Holiday market guide →
Paper trail
This home's history
Reality check
What actually sold near 4344 OAK BLUFF AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$225,000
3249 PINEHURST DRIVE · same community
3 bd · 2 ba · 1,536 sqft · $146/sqft · 42 DOM
Sold · Mar ’26$315,500
3721 LIGHTHOUSE WAY · same community
3 bd · 2 ba · 1,519 sqft · $208/sqft · 9 DOM
Sold · Jan ’26$235,000
3240 COLUMBUS DRIVE · same community
3 bd · 3 ba · 1,608 sqft · $146/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4344 OAK BLUFF AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4344 OAK BLUFF AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4344 OAK BLUFF AVENUE FAQs
What would the monthly payment be for 4344 OAK BLUFF AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,515/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4344 OAK BLUFF AVENUE?+
The most recent tax bill on record (2025) was $5,242. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Holiday?+
At $303,000, this home is listed about 24% above the Holiday median of $245,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4344 OAK BLUFF AVENUE?+
Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOMEXPRESS REALTY, INC. · Chris Gonzalez. MLS #TB8516133.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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