
3351 STONEHAVEN COURT W UNIT C, PALM HARBOR, FL, 34684
Active56 days on marketListed Jun 10, 2026MLS #TB8516005
About this home
3351 STONEHAVEN COURT W UNIT C
Location, Location, Location - The premier 55 community in Pinellas County - Highland Lakes on Lake Tarpon, and located at the end of a quiet cul-de-sac with a Private view of the golf course, yet not directly on the course, so errant golf balls are not an issue! The Florida room is under heat and air, adding 130 sq ft to this spacious 2-bedroom, 2 full baths (one with a tub and one with a step-in-shower), and a Florida room overlooking the golf course. The Eat-in kitchen has NEW APPLIANCES, a pantry, a dishwasher, and a space for a Bistro table. New Luxury Vinyl plank flooring with elegant 5 1/4" baseboards throughout! The one-car garage is detached with plenty of storage, room for your golf cart, and your car! The low HOA of $565 covers the roof, basic cable (including news, movies, with over 100 channels), Internet, water, garbage, and lawn maintenance. The $164 a month gives GOLF on 3 courses, RV/Boat storage, 2 Htd pools, Ceramics, Stainedglass, woodworking workshops, PICKLEBALL, Tennis, Pontoon Boats rides, and over 40 clubs and activities. Located just 30 minutes from 2 International Airports, pristine world-famous beaches, county parks, plenty of shopping, and restaurants. This villa is perfect for year-round living or your home away from home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,360
Sqft
2 ac
Lot size
1
Garage
1980
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,367 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,367/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.7%
$/sqft vs Palm Harbor actives
$198 vs $264
Days on market
56 vs 48 typical
Where $198/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Highland Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Highland Lakes — neighborhood snapshot
Population
5,270
Median age
69
Median income
$65,822
Median home value
$287,444
Avg household
2
Households w/ children
226
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
216 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3351 STONEHAVEN COURT W UNIT C
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$280,000
3390 STONEHAVEN COURT W UNIT A · same community
2 bd · 2 ba · 1,337 sqft · $209/sqft · 84 DOM
Sold · Sep ’25$325,000
900 MACLAREN DRIVE N UNIT D · same community
2 bd · 2 ba · 1,230 sqft · $264/sqft · 76 DOM
Sold · Jul ’26$223,000
1012 DUNROBIN DRIVE UNIT D · same community
2 bd · 2 ba · 1,230 sqft · $181/sqft · 213 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3351 STONEHAVEN COURT W UNIT C — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3351 STONEHAVEN COURT W UNIT C — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3351 STONEHAVEN COURT W UNIT C FAQs
What would the monthly payment be for 3351 STONEHAVEN COURT W UNIT C?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,367/mo — principal and interest, the actual property-tax bill, the $164/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3351 STONEHAVEN COURT W UNIT C?+
The association fee works out to $164 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3351 STONEHAVEN COURT W UNIT C?+
The most recent tax bill on record (2025) was $4,083. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3351 STONEHAVEN COURT W UNIT C?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $269,000, this home is listed about 29% below the Palm Harbor median of $379,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3351 STONEHAVEN COURT W UNIT C?+
Joseph L. Carwise Middle School (middle), Highland Lakes Elementary School (elementary), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RAGSDALE RESIDENTIAL REALTY · Sheri Ragsdale. MLS #TB8516005.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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