David Ramirez
$439,400$449,0004 bd3 ba1,820 sqft$241 /sqft$3,323 /mo all-in ↓

15590 59TH STREET N, CLEARWATER, FL, 33760

Active63 days on marketListed Jun 4, 2026MLS #TB8515582

Reduced $10KSingle Family ResidenceFOUR PINES

About this home

15590 59TH STREET N

NEW PRICE $439,400 | No Flood Insurance Required | ADU Opportunity Instant equity! Priced nicely below appraised value! Secure this custom-built elevated open-concept solar-powered Clearwater home with ADU opportunity -- no flood insurance required (Zone X) -- 4552 total sq. ft. under roof, 4 bedrooms, 3 bathrooms, second-floor laundry room, R-4 zoning, massive drive-through 3 car garage, a fenced yard & exceptional flexibility for hosting large & small gatherings, multi-generational living, home business use, vehicle storage, or future income potential including short term rental. The beautifully finished upper-level features 1820 sq. ft. of living space with soaring cathedral ceilings, an open floor plan, abundant natural light, a dedicated second-floor laundry room & 798 sq. ft. wraparound covered balcony perfect for your Florida indoor-outdoor lifestyle! The ground level offers an additional 1820 sq. ft. ADU opportunity under roof with an oversized 3 car garage, workshop & storage, (2) utility rooms, an office & a kitchenette -- flexible-use rooms to fit your lifestyle! Highlights * No Flood Insurance Required (Zone X) * Elevated Open-Concept Home * 4 Bedrooms | 3 Full Bathrooms * Dedicated Second-Floor Laundry Room * 4552 Total Sq. Ft. Under Roof with ADU Opportunity * 798 Sq. Ft. Wraparound Covered Balcony * Massive Drive-Through Garage & Workshop * 2 Driveways & Parking for Multiple Vehicles, Boats, RVs & Trailers * R-4 Zoning with Potential Duplex or Triplex Opportunities * Efficient & New Solar Energy System (Low Energy Costs) * Multi-Generational Living Potential * Home Business & Investment Opportunities * Corner Lot Located on a Block with 2 Dead-End Streets Major Updates * New Roof (2021) * New AC (2020) * New Water Heater (2019) * New Solar Energy System (2023) Perfect for boat & RV enthusiasts, car collectors, multi-generational households, small business owners, investors, contractors & anyone seeking exceptional storage, parking, flexibility or income potential. Conveniently located near Clearwater, St. Petersburg, The Beaches, Tampa International Airport, shopping, dining, and major highways, this one-of-a-kind property delivers space, versatility, energy efficiency & affordability that is difficult to find in today's market. Tour Today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,820

Sqft

0.14 ac

Lot size

3

Garage

1989

Year built

Two

Levels

$241

Per sqft

Inside

FlooringCeramic Tile · Laminate
AppliancesBuilt-In Oven · Dishwasher · Dryer · Electric Water Heater · Freezer · Microwave · Range · Refrigerator · Solar Hot Water Owned · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Vaulted Ceiling(s)
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Solar

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesNorth
ParkingBoat · Covered · Driveway · Garage Faces Side · Golf Cart Garage · Golf Cart Parking · Ground Level · Guest · Off Street · Other · Oversized · RV Garage · RV Parking · Split Garage · Workshop in Garage
ExteriorBalcony · Courtyard · French Doors · Private Entrance · Private Mailbox · Private Yard · Storage

Community & fees

Taxes (2025)$4,582/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Solar · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,323 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,587
FHA mortgage insurance (est.)$194
Property tax — 2025 actual bill$382
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,379Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,379
Interest rate6.00%
Loan term

Estimated payment

$3,323/mo

Principal & interest$2,587
FHA mortgage insurance (est.)$194
Property taxes (actual bill)$382
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $439K
$422KedgeAI estimate $552,270 · range $545K$556K$579K

vs edgeAI estimate

−20.4%

$/sqft vs Clearwater actives

$241 vs $227

Days on market

63 vs 55 typical

Where $241/sqft sits among the 399 Clearwater actives

164
130 · this home
53
17
8
27
$117–207$207–297$297–386$386–476$476–566$566+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 15590 59TH STREET N

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)24 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33760 — neighborhood snapshot

Population

19,486

Median age

37.3

Median income

$59,489

Median home value

$245,800

Avg household

2.18

Households w/ children

1,551

For the school run

Pinellas County School District

ElementaryHigh Point Elementary School★★★★★
HighPinellas Park High School★★★★
MiddleFitzGerald Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$328K$350K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

224 of 399

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 148% above the CLEARWATER 33760 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $439,400 $10K
Jun 4, 2026Listed at $449,000 · 63 days on market since
1989Built · FOUR PINES

Reality check

What actually sold near 15590 59TH STREET N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5875 DARREN COURT NSold · Dec ’25

$392,400

5875 DARREN COURT N

3 bd · 2 ba · 1,816 sqft · $216/sqft · 167 DOM

2053 59TH WAY NSold · Oct ’25

$565,000

2053 59TH WAY N

3 bd · 2 ba · 1,737 sqft · $325/sqft · 29 DOM

2033 58TH LANE NSold · Apr ’26

$445,000

2033 58TH LANE N

4 bd · 2 ba · 1,731 sqft · $257/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15590 59TH STREET N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15590 59TH STREET N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

15590 59TH STREET N FAQs

What would the monthly payment be for 15590 59TH STREET N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,323/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 15590 59TH STREET N?+

The most recent tax bill on record (2025) was $4,582. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Clearwater?+

At $439,400, this home is listed about 60% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 15590 59TH STREET N?+

High Point Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Michelle Love Johnson. MLS #TB8515582.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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