David Ramirez
$564,000$599,0004 bd2 ba1,854 sqft$304 /sqft$3,987 /mo all-in ↓

224 NE JEFFERSON CIRCLE N, ST PETERSBURG, FL, 33702

Active69 days on marketListed Jun 4, 2026MLS #TB8515553

Reduced $35KSingle Family ResidenceNORTH ST PETERSBURG

About this home

224 NE JEFFERSON CIRCLE N

Built in 2018 and meticulously maintained, this ELEVATED Craftsman-style home combines modern construction, timeless design, and an exceptional St. Petersburg location. THE HOME HAS NEVER FLOODED and features elevated construction and a graded yard, contributing to LOW flood insurance costs. With 4 bedrooms, 2 baths, an oversized 2-car garage, and NO HOA, this move-in-ready home offers the lifestyle today’s buyers are seeking. A welcoming front porch sets the tone, providing the perfect place to enjoy morning coffee or unwind in the evening. Inside, soaring ceilings, crown molding, abundant natural light, and beautiful tile flooring create a bright and inviting atmosphere. ALL CARPET WAS REPLACED WITH TILE FLOORING IN 2024, so there is NO CARPET anywhere in the home. The open-concept floor plan is designed for both everyday living and entertaining. At the center of the home, the kitchen features marble countertops, stainless steel appliances, a subway tile backsplash, under-cabinet lighting, a spacious island, pantry storage, and beautiful cabinetry. The kitchen flows seamlessly into the living and dining areas, creating an ideal gathering space for family and friends. The split-bedroom layout offers privacy and flexibility. The spacious primary suite is filled with natural light and features a large walk-in closet and a spa-inspired bath with dual vanities, marble finishes, a soaking tub, separate shower, and private water closet. Two additional guest bedrooms share a beautifully appointed bathroom with marble finishes and dual sinks, while the front bedroom makes an ideal home office, guest room, or flex space. Additional highlights include an INSIDE LAUNDRY ROOM, energy-efficient windows, generous storage, an oversized 2-car garage, hurricane protection panels conveniently stored in the garage, new sod, refreshed landscaping, and vinyl fencing that enhances both privacy and curb appeal. Ideally located in Northeast St. Petersburg, this home is just minutes from vibrant downtown St. Petersburg and its award-winning waterfront. Enjoy a convenient neighborhood setting with BASEBALL FIELDS, THE NEW YMCA, SCHOOLS, CHURCHES, AND NEW TREEHOUSE BBQ all within walking distance. The St. Pete Pier, museums, waterfront parks, restaurants, breweries, boutiques, and year-round events are just minutes away. Shopping, dining, grocery stores, and everyday conveniences along the 4th Street corridor are nearby, while the Gulf beaches are only a short drive away. Why wait to build when you can enjoy the benefits of newer construction today? This exceptional home offers the perfect blend of style, comfort, convenience, and the best of the St. Petersburg lifestyle.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,854

Sqft

0.16 ac

Lot size

2

Garage

2018

Year built

One

Levels

$304

Per sqft

Park/Greenbelt viewPets allowed

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Microwave · Refrigerator
InteriorLiving Room/Dining Room Combo · Open Floorplan · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
ViewPark/Greenbelt
FacesSouthwest
ParkingAlley Access · Driveway
ExteriorHurricane Shutters · Irrigation System

Community & fees

Taxes (2025)$6,861/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,987 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,043
PMI (est., until 20% equity)$212
Property tax — 2025 actual bill$572
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $56,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $56,400
Interest rate6.00%
Loan term

Estimated payment

$3,987/mo

Principal & interest$3,043
PMI (est., until 20% equity)$212
Property taxes (actual bill)$572
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $564K
$522KedgeAI estimate $555,760 · range $543K$587K$610K

vs edgeAI estimate

+1.5%

$/sqft vs NORTH ST PETERSBURG

$304 vs $263

Days on market

69 vs 58 typical

Where $304/sqft sits among the 11 homes for sale in NORTH ST PETERSBURG

1
5
2
0 · this home
1
2
$207–236$236–266$266–295$295–325$325–354$354+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mystic Lake

Map of 224 NE JEFFERSON CIRCLE N inside its neighborhood boundary

Drive times from this address

Downtown Tampa22 min
Tampa Int’l Airport (TPA)23 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Mystic Lake — neighborhood snapshot

Population

813

Median age

36

Median income

$92,262

Median home value

$325,700

Avg household

2

Households w/ children

71%

For the school run

Pinellas County School District

MiddleMeadowlawn Middle School★★★★★
ElementaryShore Acres Elementary School★★★★
HighNortheast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

7 of 11

NORTH ST PETERSBURG have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 126% above the ST PETERSBURG 33702 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $564,000 $35K
Jun 4, 2026Listed at $599,000 · 69 days on market since
2018Built · NORTH ST PETERSBURG

Reality check

What actually sold near 224 NE JEFFERSON CIRCLE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5718 MAGNOLIA STREET NSold · Oct ’25

$440,000

5718 MAGNOLIA STREET N · same community

3 bd · 2 ba · 1,733 sqft · $254/sqft · 97 DOM

516 NORTHMOOR AVENUE NSold · Sep ’25

$390,000

516 NORTHMOOR AVENUE N · same community

4 bd · 2.5 ba · 1,676 sqft · $233/sqft · 36 DOM

527 GLENOAK STREET NSold · Dec ’25

$350,000

527 GLENOAK STREET N · same community

3 bd · 2 ba · 1,574 sqft · $222/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 224 NE JEFFERSON CIRCLE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 224 NE JEFFERSON CIRCLE N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

224 NE JEFFERSON CIRCLE N FAQs

What would the monthly payment be for 224 NE JEFFERSON CIRCLE N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,987/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 224 NE JEFFERSON CIRCLE N?+

The most recent tax bill on record (2025) was $6,861. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 224 NE JEFFERSON CIRCLE N?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $564,000, this home is listed about 30% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 224 NE JEFFERSON CIRCLE N?+

Meadowlawn Middle School (middle), Shore Acres Elementary School (elementary), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$564,000 runs 126% above the ST PETERSBURG 33702 median — but at 1,854 sqft it's also 37% larger than the typical St Petersburg listing.

02Park/Greenbelt views

The park/greenbelt view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Meadowlawn Middle School, Shore Acres Elementary School, Northeast High School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $599,000, now $564,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Pam Moll. MLS #TB8515553.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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