
9876 PANGOLA LOOP, LAND O LAKES, FL, 34639
Active50 days on marketListed Jun 4, 2026MLS #TB8515486
About this home
9876 PANGOLA LOOP
Country Living with Room to Breathe | No HOA | No CDD | Agricultural Zoning!! Welcome to 9876 Pangola Loop, a rare opportunity to enjoy the freedom of true country living in the heart of Land O' Lakes. Situated on 1.43 fully fenced acres with Agricultural zoning, this move-in-ready property offers the space, privacy, and flexibility that are becoming increasingly difficult to find in today's market. Bring your horses, goats, sheep, chickens, and other farm animals while enjoying the freedom to park your RV, boat, work trailers, and recreational vehicles right on your own property — complete with a 50-amp RV connection already in place. Whether you're looking for a hobby farm, mini ranch, homestead, or simply more room to spread out, this property offers a lifestyle many buyers dream about but rarely find. Built in 2019, this custom 3-bedroom, 2-bathroom home combines modern construction with the charm and functionality of country living. Inside, you'll find soaring 10-foot ceilings, solid 8-foot core doors, and an open-concept layout that creates a bright and spacious atmosphere. The kitchen serves as the heart of the home, featuring a large center island with quartz countertops, abundant cabinet space, and plenty of room for gathering, cooking, and entertaining. The owner's suite offers a peaceful retreat with French doors leading directly to the expansive covered lanai, creating the perfect place to enjoy your morning coffee or unwind while taking in views of your private acreage. Designed with both comfort and practicality in mind, the laundry room features oversized pantry cabinets along with additional cabinetry above the washer and dryer, providing exceptional storage and organization. A complete whole-house water filtration system, installed less than a year ago, adds even more value and peace of mind. For those dreaming of a self-sufficient lifestyle, this property is a true homesteader's paradise. The fully operational chicken coop, eight raised garden beds already planted with seasonal vegetables and herbs, and a variety of established fruit-producing plants including mulberry, loquat, muscadine grapes, and elderberry create the perfect setup for farm-to-table living right in your own backyard. With ample room to add a detached garage, workshop, barn, pole barn, guest house, or additional outdoor living space, the possibilities are endless. The fully fenced property provides security and flexibility for animals, equipment, and recreational vehicles, and the existing 50-amp RV hookup means you can plug in and go from day one. Located in a quiet and friendly neighborhood near a horse stable that offers riding lessons, you'll enjoy the tranquility of country living while remaining conveniently close to SR 41, SR 52, SR 54, I-75, and the Suncoast Parkway. Shopping, dining, medical facilities, and highly rated schools are all within easy reach. Properties like this are becoming increasingly rare. If you've been searching for acreage, agricultural zoning, a newer home, room for animals, RV and boat parking with a 50-amp connection ready to go, homesteading opportunities, and the freedom that comes with no HOA and no CDD fees, then 9876 Pangola Loop is a must-see.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,755
Sqft
1.43 ac
Lot size
2
Garage
2019
Year built
One
Levels
$356
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,085 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,085/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+70.5%
$/sqft vs Land O Lakes actives
$356 vs $205
Days on market
50 vs 32 typical
Where $356/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34639 — neighborhood snapshot
Population
31,118
Median age
40.8
Median income
$99,959
Median home value
$361,100
Avg household
2.92
Households w/ children
3,955
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $428K
Land O Lakes median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
222 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 9876 PANGOLA LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$384,900
22382 NEBULA WAY
4 bd · 2 ba · 1,817 sqft · $212/sqft · 6 DOM
Sold · Nov ’25$384,900
22496 NEBULA WAY
4 bd · 2 ba · 1,817 sqft · $212/sqft · 0 DOM
Sold · Sep ’25$379,240
22428 NEBULA WAY
4 bd · 2 ba · 1,817 sqft · $209/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9876 PANGOLA LOOP — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9876 PANGOLA LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9876 PANGOLA LOOP FAQs
What would the monthly payment be for 9876 PANGOLA LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,085/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9876 PANGOLA LOOP?+
The most recent tax bill on record (2025) was $3,829. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Land O Lakes?+
At $624,900, this home is listed about 51% above the Land O Lakes median of $413,946. The market section on this page shows how the area is trending.
Which schools are assigned to 9876 PANGOLA LOOP?+
Denham Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$624,900 runs 56% above the LAND O LAKES 34639 median.
02Strong assigned schools
Denham Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Wiregrass Ranch High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $634,900, now $624,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE SOMERDAY GROUP PL · Carmine Petruzziello. MLS #TB8515486.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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