12407 OAK CEDAR PLACE UNIT 202, TAMPA, FL, 33612
Active61 days on marketListed Jun 6, 2026MLS #TB8515458
About this home
12407 OAK CEDAR PLACE UNIT 202
Welcome to Renaissance Villas, where comfort, convenience, and resort-style living come together. This spacious 2-bedroom, 1-bath condominium features a large living room with plenty of space to relax or entertain, a functional kitchen, and a private balcony overlooking the community's beautiful pool area. Enjoy peaceful pool views from your balcony while taking advantage of the community's lush tropical setting and well-maintained grounds. Whether you're looking for a primary residence, seasonal getaway, or investment opportunity, this unit offers exceptional value in a highly convenient Tampa location. Residents enjoy access to a stunning resort-style swimming pool, clubhouse, and community amenities, all just minutes from USF, Busch Gardens, major employers, shopping, dining, entertainment, I-275, I-75, and downtown Tampa. Don't miss this opportunity to own an affordable and attractive condo in one of Tampa's most convenient locations. Seller financing available.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
899
Sqft
0.01 ac
Lot size
1975
Year built
One
Levels
$139
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,061 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,061/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.1%
$/sqft vs Tampa actives
$139 vs $302
Days on market
61 vs 41 typical
Where $139/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Magdalene
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Lake Magdalene — neighborhood snapshot
Population
31,512
Median age
43
Median income
$81,772
Median home value
$334,003
Avg household
2
Households w/ children
3,419
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
195 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the TAMPA 33612 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 12407 OAK CEDAR PLACE UNIT 202
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$105,000
203 PINE VIOLET COURT UNIT 202 · same community
2 bd · 1 ba · 899 sqft · $117/sqft · 192 DOM
Sold · Jan ’26$123,000
201 PINE VIOLET COURT UNIT 202 · same community
2 bd · 1 ba · 899 sqft · $137/sqft · 149 DOM
Sold · May ’26$110,000
313 OAK ROSE LANE UNIT 101 · same community
2 bd · 1 ba · 899 sqft · $122/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12407 OAK CEDAR PLACE UNIT 202 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12407 OAK CEDAR PLACE UNIT 202 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12407 OAK CEDAR PLACE UNIT 202 FAQs
What would the monthly payment be for 12407 OAK CEDAR PLACE UNIT 202?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,061/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12407 OAK CEDAR PLACE UNIT 202?+
The most recent tax bill on record (2025) was $1,320. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $125,000, this home is listed about 72% below the Tampa median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12407 OAK CEDAR PLACE UNIT 202?+
Buchanan Middle School (middle), Lake Magdalene Elementary School (elementary), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Sean Tennant. MLS #TB8515458.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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