12512 WILLOW TREE AVENUE, HUDSON, FL, 34669
Active9 days on marketListed Jul 15, 2026MLS #TB8515453
About this home
12512 WILLOW TREE AVENUE
Introducing 12512 Willow Tree Ave. Reimagined, refined, and ready for its new homeowner! If you’re looking for a home with character and charm, with well thought out updates, this is the one for you! This beautifully updated single-story POOL HOME, perfectly situated on one of the LARGEST LOTS in the neighborhood! Nestled on 1.25 acres with no rear neighbors and backing to Shadow Lake, this property offers exceptional privacy while providing convenient access to SR-52, the Veterans Expressway, and US-19. Outdoor living is the true showstopper. Enjoy a large sparkling pool and an expansive screened, L-shaped lanai with MORE THAN 900 SQ FT OF COVERED OUTDOOR SPACE. Perfect for entertaining, relaxing, or enjoying Florida living year-round. The lanai concrete has been completely resurfaced (July 2026), and both the INTERIOR AND EXTERIOR of the home were FRESHLY PAINTED (June 2026), giving the property a fresh, move-in-ready feel. You’re greeted by incredible curb appeal with stone features, neutral, but such welcoming exterior colors, fresh landscaping, and a double front door. Inside, you'll find 3 bedrooms, 2 bathrooms, and a 2-car garage with an oversized driveway providing ample parking. There is absolutely NO CARPET throughout the home. One secondary bedroom features brand-new luxury vinyl plank flooring and a modern ceiling fan, while ceiling fans are installed throughout all bedrooms and the main living area for year-round comfort. The OPEN-CONCEPT FLOOR PLAN is filled with TON OF NATURAL LIGHT thanks to numerous windows, a triple sliding glass door, and French doors that seamlessly connect the living space to the lanai. The kitchen is designed for both everyday living and entertaining, featuring stainless steel appliances, a large center island with abundant bar seating, and a window over the sink overlooking the pool and lanai. The spacious primary suite offers direct access to the screened lanai, creating your own private retreat. The beautifully appointed primary bathroom features a beadboard and coffered ceiling, a relaxing soaking tub, a separate shower, and a large window that fills the space with natural light that makes you feel like you are on a beach retreat. The secondary bathroom is equally impressive with attractive tile work in the shower and an extended vanity offering generous counter space. With an INCREDIBLY LOW HOA of just $63 per year, this home combines privacy, space, and convenience. Enjoy being within an hour of some of Florida's most popular destinations, including Honeymoon Island, Howard Park, Weeki Wachee River, and Tampa International Airport. If you've been searching for a move-in-ready pool home with acreage, privacy, and an unbeatable outdoor living space, this exceptional property is ready to welcome you home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,476
Sqft
1.25 ac
Lot size
2
Garage
1981
Year built
One
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,307 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,307/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5%
$/sqft vs SHADOW LAKES
$213 vs $208
Days on market
9 vs 42 typical
Where $213/sqft sits among the 7 homes for sale in SHADOW LAKES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hudson
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
HUDSON 34669 — neighborhood snapshot
Population
14,225
Median age
46.8
Median income
$52,648
Median home value
$219,200
Avg household
2.41
Households w/ children
1,371
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $283K
Hudson median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
2 of 7
SHADOW LAKES have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the HUDSON 34669 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 12512 WILLOW TREE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$295,000
12501 SHADOW RIDGE BOULEVARD · same community
3 bd · 2 ba · 1,470 sqft · $201/sqft · 145 DOM
Sold · Jun ’26$249,000
12824 LAKE TREE LANE · same community
2 bd · 2 ba · 1,418 sqft · $176/sqft · 32 DOM
Sold · Oct ’25$600,000
6308 LILAC PLACE · same community
3 bd · 2 ba · 1,548 sqft · $388/sqft · 243 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12512 WILLOW TREE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12512 WILLOW TREE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12512 WILLOW TREE AVENUE FAQs
What would the monthly payment be for 12512 WILLOW TREE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,307/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12512 WILLOW TREE AVENUE?+
The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12512 WILLOW TREE AVENUE?+
The most recent tax bill on record (2025) was $1,780. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12512 WILLOW TREE AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hudson?+
At $315,000, this home is listed about 5% below the Hudson median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12512 WILLOW TREE AVENUE?+
Moon Lake Elementary School (elementary), Crews Lake Middle School. (middle), Fivay High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Rachel Monzello. MLS #TB8515453.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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