1213 BAY SHORE BOULEVARD, INDIAN ROCKS BEACH, FL, 33785
Active64 days on marketListed Jun 4, 2026MLS #TB8515449
About this home
1213 BAY SHORE BOULEVARD
Under Construction. Waterfront luxury meets storm-ready construction at 1213 Bayshore Blvd in Indian Rocks Beach Designed to be a luxurious primary home or a lucrative short-term rental investment, this custom 3-story full block home offers 3,705 SF under air with 5 bedrooms and 4 bathrooms. Built for both comfort and peace of mind, the home features impact-rated windows and doors, elevator, and packed full of custom finishes that we love in our homes. Outside will be a true coastal living dream, featuring a resort-style lazy river pool, hot tub, outdoor kitchen, and private putt-putt course designed for entertaining and relaxation. A private dock with brand new boat lift offers direct access to nearby sandbars, waterfront restaurants, breathtaking sunsets, and everything that makes the Indian Rocks Beach waterfront lifestyle so desirable. Gulf-front beach access is just a couple blocks away, making it effortless to hop on a golf cart, take a bike ride, or enjoy a short walk to the sand. To be completed October–November 2026 and is available for purchase at this time
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,705
Sqft
0.17 ac
Lot size
2
Garage
2026
Year built
Three Or More
Levels
$1,079
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$24,299 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$24,299/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+92%
$/sqft vs Indian Rocks Beach actives
$1,079 vs $630
Days on market
64 vs 68 typical
Where $1,079/sqft sits among the 86 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $755K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
46 of 86
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 459% above the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1213 BAY SHORE BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$987,500
1210 BAY PINE BOULEVARD · same community
4 bd · 3 ba · 3,136 sqft · $315/sqft · 272 DOM
Sold · Jan ’26$1,340,000
1203 BAY SHORE BOULEVARD · same community
5 bd · 5 ba · 3,002 sqft · $446/sqft · 39 DOM
Sold · May ’26$1,235,000
118 10TH AVENUE · same community
3 bd · 2 ba · 2,074 sqft · $595/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1213 BAY SHORE BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1213 BAY SHORE BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1213 BAY SHORE BOULEVARD FAQs
What would the monthly payment be for 1213 BAY SHORE BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $24,299/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1213 BAY SHORE BOULEVARD?+
The most recent tax bill on record (2025) was $12,736. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Indian Rocks Beach?+
At $3,999,000, this home is listed about 434% above the Indian Rocks Beach median of $749,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1213 BAY SHORE BOULEVARD?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$3,999,000 runs 459% above the INDIAN ROCKS BEACH 33785 median — but at 3,705 sqft it's also nearly 3 times the size of the typical Indian Rocks Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FADAL & CO · Ryan Casper. MLS #TB8515449.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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