
915 MARTIN LUTHER KING BOULEVARD NE, WINTER HAVEN, FL, 33881
Pending68 days on marketListed Jun 4, 2026MLS #TB8515340
About this home
915 MARTIN LUTHER KING BOULEVARD NE
Virtually Staged. This Northeast Winter Haven home offers more of what matters in a three-bedroom, two-bath: more interior square footage, a true two-car garage, and durable concrete block and brick construction, all priced below the updated and newer-built listings nearby. At approximately 1,602 square feet, it lives larger than the comparable three-bed, two-bath houses currently on the market in the area, and it backs that space with an attached two-car garage that delivers covered parking and storage most competing listings can't match. Inside, original hardwood floors run through the main living areas and bedrooms, and a brick wood-burning fireplace gives the central living room a focal point that newer construction rarely includes. The layout connects the living, dining, and kitchen areas for easy day-to-day living, with a dedicated indoor laundry room and two full bathrooms, one featuring a double vanity. The kitchen retains solid wood cabinetry and a stainless range with genuine prep and storage space — functional as-is and an honest blank canvas for a buyer who wants to modernize on their own timeline. What sets this home apart from a typical as-is opportunity is the condition of the systems: a shingle roof less than ten years old, a new water heater, a newer furnace, and a ductless mini-split system still under warranty, with electrical and plumbing both confirmed in good working order. That combination takes the costliest unknowns off the table, so improvement dollars can go toward cosmetics rather than core infrastructure. Outdoors, the fully fenced backyard is framed by mature shade trees and finished with a poured concrete patio, all on a generous lot with room for pets, gardening, a workshop, or future outdoor living. There is no HOA and no CDD, and the home is served by city water and public sewer. The location keeps you close to Polk State College, downtown Winter Haven, the US-17 corridor, and the lakes the area is known for, with quick access to the wider Polk County market between Tampa and Orlando. For an investor, this is a clean value-add: solid block-and-brick bones, updated systems, and cosmetic scope you control. For an owner-occupant, it's the chance to own the largest, best-built three-bedroom on the block, add your own finishes, and build equity from day one.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,602
Sqft
0.21 ac
Lot size
2
Garage
1970
Year built
One
Levels
$125
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,494 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,494/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.3%
Days on market
68 vs 49 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Florence Villa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
Florence Villa — neighborhood snapshot
Population
5,369
Median age
39
Median income
$30,573
Median home value
$63,082
Avg household
3
Households w/ children
620
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $280K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the WINTER HAVEN 33881 median. See the full Winter Haven market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 915 MARTIN LUTHER KING BOULEVARD NE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 915 MARTIN LUTHER KING BOULEVARD NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
915 MARTIN LUTHER KING BOULEVARD NE FAQs
What would the monthly payment be for 915 MARTIN LUTHER KING BOULEVARD NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,494/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 915 MARTIN LUTHER KING BOULEVARD NE?+
The most recent tax bill on record (2025) was $827. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Winter Haven?+
At $199,900, this home is listed about 30% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 915 MARTIN LUTHER KING BOULEVARD NE?+
Fred G. Garner Academy (elementary), Winter Haven Senior High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WINTER HAVEN 33881 market on paper
$199,900 is 18% below the WINTER HAVEN 33881 median of $245,000, and at $125/sqft it sits under the Winter Haven average of $173.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03The price has already moved
Listed at $224,900, now $199,900 — a $25K cut. The full history is in the market section below.
Listing courtesy of SILVER DOOR REALTY LLC · Michelle Paez. MLS #TB8515340.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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