8804 40TH LANE N, PINELLAS PARK, FL, 33782
Active52 days on marketListed Jun 3, 2026MLS #TB8515156
About this home
8804 40TH LANE N
PRICE IMPROVEMENT! Experience the Florida Lifestyle You've Been Waiting For! *** MOTIVATED SELLERS *** Welcome to this beautifully maintained 2-bedroom, 2-bath villa nestled within the highly desirable Mainlands of Tamarac by the Gulf, an established 55+ active adult community known for its welcoming atmosphere, maintenance-free lifestyle, and convenient Pinellas County location. From the moment you arrive, you'll appreciate the inviting curb appeal and relaxed Florida charm. Inside, the thoughtfully designed floor plan offers spacious living and dining areas filled with natural light, creating the perfect setting for both everyday living and entertaining. The comfortable family room provides additional living space, while the generous primary suite features a walk-in closet and private bath. A spacious guest bedroom offers flexibility for visiting family and friends, hobbies, or a home office. Enjoy your morning coffee on the covered front porch, unwind on the private patio after a day at the beach or golf course, and embrace the easygoing lifestyle that makes Florida living so special. Designed for comfort and peace of mind, this home features an attached one-car garage, hurricane shutters, sliding glass doors, ceiling fans, central air conditioning, and a well-maintained interior ready for its next owner. One of the greatest advantages of living in the Mainlands is the exceptional maintenance-free lifestyle. The HOA provides outstanding value by covering exterior maintenance, roof replacement, lawn care, irrigation, water, sewer, trash, cable television, internet, and road maintenance, allowing you to spend more time enjoying life and less time maintaining your home. Residents enjoy a vibrant social environment with a heated community pool, clubhouse activities, neighborhood events, golf-cart-friendly streets, and convenient access to the public Mainlands Golf Course. Whether you enjoy meeting neighbors, participating in community activities, or simply relaxing in a peaceful setting, you'll appreciate everything this established community has to offer. Ideally located just minutes from award-winning Gulf beaches, downtown St. Petersburg, Tampa International Airport, St. Pete-Clearwater International Airport, shopping, dining, entertainment, medical facilities, and major commuter routes, this home offers the perfect combination of convenience and Florida lifestyle. Now offered at a recently improved price, this is an outstanding opportunity to own a move-in-ready home in one of Pinellas County's most desirable active adult communities. Schedule your private showing today and start enjoying the Florida lifestyle you've earned! Some images have been professionally enhanced for lighting, color balance, and image clarity only. No structural features, finishes, views, landscaping, or property characteristics have been altered or misrepresented.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,132
Sqft
0.08 ac
Lot size
1
Garage
1987
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,004 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,004/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.6%
$/sqft vs Pinellas Park actives
$216 vs $223
Days on market
52 vs 42 typical
Where $216/sqft sits among the 222 Pinellas Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mainlands Of Tamarac By The Gulf
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Pinellas Park. See the full Pinellas Park guide →
Mainlands Of Tamarac By The Gulf — neighborhood snapshot
Population
2,997
Median age
71
Median income
$49,827
Median home value
$243,951
Avg household
2
Households w/ children
95%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Pinellas Park market
$287K → $325K
Pinellas Park median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
107 of 222
Pinellas Park actives have cut their price
Median sold price, Pinellas Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the PINELLAS PARK 33782 median. See the full Pinellas Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 8804 40TH LANE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$285,000
8708 41ST STREET N · same community
2 bd · 2 ba · 1,132 sqft · $252/sqft · 53 DOM
Sold · Mar ’26$230,000
8702 40TH WAY N · same community
2 bd · 2 ba · 1,132 sqft · $203/sqft · 123 DOM
Sold · Jul ’26$255,000
8805 41ST WAY N · same community
2 bd · 2 ba · 1,051 sqft · $243/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8804 40TH LANE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8804 40TH LANE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8804 40TH LANE N FAQs
What would the monthly payment be for 8804 40TH LANE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,004/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8804 40TH LANE N?+
The most recent tax bill on record (2024) was $3,522. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8804 40TH LANE N?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Pinellas Park?+
At $245,000, this home is listed about 18% below the Pinellas Park median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 8804 40TH LANE N?+
Pinellas Central Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 LINK REALTY, INC. · Heather Lesikar. MLS #TB8515156.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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