10639 W DUNNELLON RD, CRYSTAL RIVER, FL, 34428
Active60 days on marketListed Jun 4, 2026MLS #TB8514999
About this home
10639 W DUNNELLON RD
Discover the perfect opportunity to build your dream home on this .613 acre vacant parcel in the growing Crystal River area. Conveniently located near shopping, dining, medical facilities, and the world-famous Crystal River springs. Enjoy nearby boating, fishing, kayaking, golf, and all the outdoor recreation Florida's Nature Coast is known for. With plenty of room to create your ideal homesite, this property provides a great combination of privacy and accessibility. Whether you're looking to build now or invest for the future, this is an excellent opportunity to own land in one Citrus County's most desirable area.
Facts & features
The home at a glance
0.61 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$488 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$488/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34428 — neighborhood snapshot
Population
9,325
Median age
55.4
Median income
$48,185
Median home value
$236,100
Avg household
2.15
Households w/ children
690
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $235K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% below the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 10639 W DUNNELLON RD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$354,000
10718 W DUNNELLON ROAD · same community
2 bd · 2 ba · 1,400 sqft · $253/sqft · 80 DOM
Sold · Apr ’26$399,000
10858 W GALWAY LANE · same community
3 bd · 2 ba · 1,701 sqft · $235/sqft · 12 DOM
Sold · May ’26$399,000
8482 N SHANNON AVENUE · same community
3 bd · 2 ba · 1,701 sqft · $235/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10639 W DUNNELLON RD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10639 W DUNNELLON RD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10639 W DUNNELLON RD FAQs
What would the monthly payment be for 10639 W DUNNELLON RD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $488/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10639 W DUNNELLON RD?+
The most recent tax bill on record (2025) was $143. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10639 W DUNNELLON RD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal River?+
At $49,900, this home is listed about 85% below the Crystal River median of $322,450. The market section on this page shows how the area is trending.
Which schools are assigned to 10639 W DUNNELLON RD?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 RE CHAMPIONS · Heather Hartman. MLS #TB8514999.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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