David Ramirez
$1,825,000$1,850,0004 bd3 ba3,452 sqft$529 /sqft$12,141 /mo all-in ↓

11295 131ST STREET, LARGO, FL, 33774

Active37 days on marketListed Jun 17, 2026MLS #TB8514967

Reduced $25KPrivate poolSingle Family ResidenceSYLVIA ACRES

About this home

11295 131ST STREET

A rare estate opportunity on nearly 2 acres, ideally positioned on a desirable corner lot in prime Largo. This exceptional property offers over 3,000 square feet in the main residence, featuring 4 bedrooms, 3 bathrooms, a spacious primary suite, and a 2-car garage. Over $100,000 in recent upgrades enhance the home, including a fully remodeled chef’s kitchen with premium appliances and custom cabinetry, new flooring, impact windows, fresh interior and exterior paint, new fencing, updated pool equipment, and a brand-new 2023 roof, HVAC system, and water heater. Fully paid-off solar panels provide long-term energy savings and added value. Designed for Florida living and entertaining, the outdoor space features a private in-ground pool, expansive deck, outdoor bathroom with shower, and a finished air-conditioned gazebo ideal for a home office, gym, or guest retreat. A standout feature of the property is the expansive approximately 1,700 sq. ft. detached building with high ceilings, offering 4 bedrooms and 2 bathrooms, presenting incredible flexibility for multi-use living, workshop space, studio, storage, or future possibilities (buyer to verify). Ideally located near Walsingham Park, the Pinellas Trail, and just minutes from world-famous Clearwater Beach, this property offers space, versatility, and lifestyle rarely found in Pinellas County. A truly unique opportunity—schedule your private showing today.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,452

Sqft

1.72 ac

Lot size

2

Garage

1969

Year built

One

Levels

$529

Per sqft

Private poolFireplace

Inside

FlooringTile
AppliancesDisposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Purifier · Wine Refrigerator
InteriorCeiling Fan(s) · Ninguno · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSoutheast
ExteriorNone

Community & fees

Taxes (2024)$17,394/yr

Utilities & systems

UtilitiesElectricity Available · Public · Sewer Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$12,141 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,848
PMI (est., until 20% equity)$684
Property tax — 2024 actual bill$1,450
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $182,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $182,500
Interest rate6.00%
Loan term

Estimated payment

$12,141/mo

Principal & interest$9,848
PMI (est., until 20% equity)$684
Property taxes (actual bill)$1,450
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.8M
$867KedgeAI estimate $1,289,042 · range $904K$2.3M$2.4M

vs edgeAI estimate

+41.6%

Days on market

37 vs 42 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sylvia Acres

Map of 11295 131ST STREET inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)34 min
Downtown Tampa35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Largo. See the full Largo guide →

Sylvia Acres — neighborhood snapshot

Population

667

Median age

37

Median income

$153,081

Median home value

$456,100

Avg household

3

Households w/ children

119

For the school run

Pinellas County School District

ElementaryOakhurst Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★
MiddleSeminole Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Largo market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$340K$325K

Largo median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 813% above the LARGO 33774 median. See the full Largo market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,825,000 $25K
Jun 17, 2026Listed at $1,850,000 · 37 days on market since
1969Built · SYLVIA ACRES

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11295 131ST STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11295 131ST STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11295 131ST STREET FAQs

What would the monthly payment be for 11295 131ST STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,141/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11295 131ST STREET?+

The most recent tax bill on record (2024) was $17,394. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Largo?+

At $1,825,000, this home is listed about 577% above the Largo median of $269,500. The market section on this page shows how the area is trending.

Which schools are assigned to 11295 131ST STREET?+

Oakhurst Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,825,000 runs 813% above the LARGO 33774 median — but at 3,452 sqft it's also nearly 3 times the size of the typical Largo listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Oakhurst Elementary School, Richard O Jacobson Technical High School At Seminole, Seminole Middle School — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,850,000, now $1,825,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of MIRANDA LANDA REALTY GROUP LLC · Leidy Gonzalez Reyes. MLS #TB8514967.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Largo homes, in your inbox

Like 11295 131ST STREET but not quite? A daily digest of every new listing in Largo — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 10:12 AM UTC. The listing information on this page last changed on July 24, 2026 at 10:12 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 10:12 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 10:12 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.