David Ramirez
$149,900$159,9002 bd2 ba1,188 sqft$126 /sqft$1,599 /mo all-in ↓

251 IBIS, PUNTA GORDA, FL, 33950

Active48 days on marketListed Jun 3, 2026MLS #TB8514962

Priced 45% below the PUNTA GORDA 33950 medianReduced $10KPrivate poolFully furnishedMobile HomeALLIGATOR PARK COOP

About this home

251 IBIS

Welcome to Alligator Park, a lovely 55+ community in Punta Gorda. This turnkey 2-bedroom, 2-bath home is located on an ideal corner lot and includes the land share, mobile home, furnishings, and Club golf cart. Recently renovated, the home features a new AC, new flooring, updated bathrooms, fresh paint, and new light fixtures. Enjoy the large covered front porch, perfect for gatherings, grilling, or enjoying sunrise. The spacious carport offers room for most vehicles and a golf cart, plus a laundry shed for added convenience. Alligator Park offers a 25-acre catch-and-release lake with non-motorized boating, a newly renovated pool and clubhouse, and plenty of activities including happy hour, water aerobics, exercise classes, yoga, poker, card games, golf cart parades, a library, and laundromat. HOA Fee covers lawn care, sewer, water and trash.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,188

Sqft

0.1 ac

Lot size

1981

Year built

One

Levels

$126

Per sqft

Private poolGarden viewFurnished55+ communityPets allowed

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Microwave · Range · Range Hood · Refrigerator
InteriorEating Space In Kitchen · Thermostat · Wet Bar
LaundryIn Garage · Outside
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationStilt/On Piling
ViewGarden
FacesEast
ParkingDriveway · Golf Cart Parking · Off Street · Oversized
ExteriorOther

Community & fees

HOA fee$289/mo
Taxes (2025)$2,419/yr
PetsYes
CommunityBuyer Approval Required · Golf Carts OK · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,599 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$882
FHA mortgage insurance (est.)$66
Property tax — 2025 actual bill$202
HOA fee — from the listing$289
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,247
Interest rate6.00%
Loan term

Estimated payment

$1,599/mo

Principal & interest$882
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$202
HOA / condo fee$289
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Punta Gorda actives

$126 vs $209

Days on market

48 vs 59 typical

Where $126/sqft sits among the 400 Punta Gorda actives

86 · this home
123
81
56
20
34
$114–163$163–212$212–260$260–309$309–358$358+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Jones Loop

Map of 251 IBIS inside its neighborhood boundary

Get to know Punta Gorda. See the full Punta Gorda guide →

Jones Loop — neighborhood snapshot

Population

2,550

Median age

60

Median income

$72,488

Median home value

$170,624

Avg household

2

Households w/ children

368

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

183 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 45% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $149,900 $10K
Jun 3, 2026Listed at $159,900 · 48 days on market since
1981Built · ALLIGATOR PARK COOP

Reality check

What actually sold near 251 IBIS

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

251 IBISSold · Jan ’26

$60,000

251 IBIS · same community

2 bd · 2 ba · 1,188 sqft · $51/sqft · 313 DOM

6400 TAYLOR ROAD UNIT A5Sold · Sep ’25

$121,000

6400 TAYLOR ROAD UNIT A5 · same community

2 bd · 2 ba · 1,128 sqft · $107/sqft · 129 DOM

27 N MANATEE LOOPSold · May ’26

$175,000

27 N MANATEE LOOP · same community

2 bd · 2 ba · 1,104 sqft · $159/sqft · 63 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 251 IBIS — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 251 IBIS — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

251 IBIS FAQs

What would the monthly payment be for 251 IBIS?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,599/mo — principal and interest, the actual property-tax bill, the $289/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 251 IBIS?+

The association fee works out to $289 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 251 IBIS?+

The most recent tax bill on record (2025) was $2,419. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 251 IBIS?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $149,900, this home is listed about 57% below the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 251 IBIS?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PUNTA GORDA 33950 market on paper

$149,900 is 45% below the PUNTA GORDA 33950 median of $270,943, and at $126/sqft it sits under the Punta Gorda average of $233.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $159,900, now $149,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of FLAT FEE MLS REALTY · Stephen Hachey. MLS #TB8514962.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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