807 W NATIONAL STREET, HERNANDO, FL, 34442
Active59 days on marketListed Jun 2, 2026MLS #TB8514776
About this home
807 W NATIONAL STREET
Your own national treasure on National Street. Situated on just over an acre in Hernando, this thoughtfully remodeled 2 bedroom, 2 bathroom pool home offers a blend of updated style, functional living space, and laid back Florida charm. The converted garage adds flexible living space that can function as a family room, game room, home office, or potential third bedroom, giving the home additional versatility beyond the traditional 2 bedroom layout. The completely redesigned kitchen serves as the heart of the home with quartz countertops, soft close cabinetry, new Samsung appliances, and updated finishes throughout. Luxury vinyl plank and tile flooring run throughout, while the split floor plan provides added comfort and privacy. Natural light pours through the beautiful front bay window, giving the home a bright and welcoming feel from the moment you walk in. The primary bathroom was updated with a new shower in 2022, adding to the home’s long list of improvements. Outside, the oversized screened-in pool creates a great space for relaxing or hosting guests, complete with an outdoor shower to rinse off after long sunny afternoons. The detached shed is equipped with electricity, offering additional storage, workshop, or hobby space. Recent updates include new windows in 2022, HVAC 2022, water heater 2022, new pool deck 2022, new pool screen 2025, and gutters replaced in 2026. With stylish updates, versatile spaces, and plenty of room to spread out inside and out, this Hernando property is one worth discovering.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,845
Sqft
1.04 ac
Lot size
1986
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,746 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,746/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.6%
$/sqft vs CITRUS HILLS 1ST ADD
$200 vs $213
Days on market
59 vs 37 typical
Where $200/sqft sits among the 21 homes for sale in CITRUS HILLS 1ST ADD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
12 of 21
CITRUS HILLS 1ST ADD have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 807 W NATIONAL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$333,000
1684 W OLYMPIA STREET · same community
3 bd · 2 ba · 1,860 sqft · $179/sqft · 30 DOM
Sold · Jun ’26$335,000
85 E KELLER COURT · same community
2 bd · 2 ba · 1,791 sqft · $187/sqft · 0 DOM
Sold · May ’26$415,000
296 N QUARTZ AVENUE · same community
3 bd · 2 ba · 1,783 sqft · $233/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 807 W NATIONAL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 807 W NATIONAL STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
807 W NATIONAL STREET FAQs
What would the monthly payment be for 807 W NATIONAL STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,746/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 807 W NATIONAL STREET?+
The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 807 W NATIONAL STREET?+
The most recent tax bill on record (2025) was $2,756. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 807 W NATIONAL STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $369,900, this home is listed about 1% below the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 807 W NATIONAL STREET?+
Forest Ridge Elementary School (elementary), Lecanto Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$369,900 runs 37% above the HERNANDO 34442 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $385,000, now $369,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Victoria Fraine. MLS #TB8514776.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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