447 WHISPERING LAKES BOULEVARD, TARPON SPRINGS, FL, 34688
Active65 days on marketListed Jun 3, 2026MLS #TB8514762
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Upcoming open house
Sat, Aug 8
11:00 AM – 1:00 PM
About this home
447 WHISPERING LAKES BOULEVARD
One or more photo(s) has been virtually staged. Welcome to the highly desirable Whispering Lakes community in beautiful Tarpon Springs! This stunning 3-bedroom, 2-bathroom pool home with a 2-car garage has been extensively updated with over $100,000 in upgrades and offers the perfect blend of style, comfort, and true Florida living. Located in unincorporated Pinellas County, this property provides excellent rental flexibility and is situated in a NON-FLOOD ZONE for added peace of mind. From the moment you step inside, you’ll appreciate the spacious and thoughtfully designed floor plan featuring separate formal living and dining rooms along with a large family room, creating plenty of space for entertaining, relaxing, and everyday living. The beautifully remodeled kitchen is the heart of the home and showcases stone countertops, solid wood cabinetry, newer appliances, abundant storage, and a large breakfast bar that opens seamlessly to the living areas—perfect for gatherings with family and friends. The split-bedroom layout offers privacy and functionality, with the spacious primary suite tucked away as a peaceful retreat. The primary bedroom features direct access to the backyard oasis and an oversized en-suite bathroom complete with dual vanities, a soaking tub, separate walk-in shower, and generous space throughout. The additional bedrooms are both spacious and well-appointed, while the secondary bathroom conveniently serves as a pool bath with direct outdoor access. Step outside and enjoy your own private tropical paradise featuring a screened-in pool and spa surrounded by beautiful paver decking and plenty of room to lounge, entertain, or simply enjoy the Florida sunshine year-round. Additional highlights include a BRAND NEW ROOF (2026), interior laundry room, irrigation system on a freshwater well for lower utility costs, and a prime location on the same power grid as the nearby fire department, which may help minimize power interruptions during storms. Water heater 2023, AC 2017 Whispering Lakes offers a fantastic location just minutes from the famous Sponge Docks, Fred Howard Park and Beach, Sunset Beach, the historic downtown district, local shops, waterfront restaurants, breweries, festivals, concerts, and the paved Pinellas Trail. Enjoy everything that makes Tarpon Springs one of the most loved coastal towns in Tampa Bay! This is in unincorporated Tarpon Springs so short term rentals are allowed.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,142
Sqft
0.29 ac
Lot size
2
Garage
1988
Year built
One
Levels
$303
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,824 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,824/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.7%
$/sqft vs Tarpon Springs actives
$303 vs $244
Days on market
65 vs 46 typical
Where $303/sqft sits among the 266 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34688 — neighborhood snapshot
Population
8,767
Median age
50.4
Median income
$111,090
Median home value
$477,100
Avg household
2.62
Households w/ children
894
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $425K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
147 of 266
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the TARPON SPRINGS 34688 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 447 WHISPERING LAKES BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$520,000
3853 SUNRISE LANE · same community
3 bd · 2 ba · 1,828 sqft · $284/sqft · 152 DOM
Sold · Aug ’25$575,000
573 WHISPERING LAKES BOULEVARD · same community
5 bd · 3 ba · 2,856 sqft · $201/sqft · 14 DOM
Sold · Mar ’26$800,000
3843 GEORGIA COURT · same community
3 bd · 3 ba · 3,170 sqft · $252/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 447 WHISPERING LAKES BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 447 WHISPERING LAKES BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
447 WHISPERING LAKES BOULEVARD FAQs
What would the monthly payment be for 447 WHISPERING LAKES BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,824/mo — principal and interest, the actual property-tax bill, the $99/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 447 WHISPERING LAKES BOULEVARD?+
The association fee works out to $99 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 447 WHISPERING LAKES BOULEVARD?+
The most recent tax bill on record (2025) was $9,761. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 447 WHISPERING LAKES BOULEVARD?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $650,000, this home is listed about 50% above the Tarpon Springs median of $432,450. The market section on this page shows how the area is trending.
Which schools are assigned to 447 WHISPERING LAKES BOULEVARD?+
Brooker Creek Elementary School (elementary), East Lake High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$650,000 runs 43% above the TARPON SPRINGS 34688 median — but at 2,142 sqft it's also 18% larger than the typical Tarpon Springs listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Brooker Creek Elementary School, East Lake High School, Tarpon Springs Middle School — Brooker Creek Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ELITE REALTY · Kim Adams. MLS #TB8514762.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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