David Ramirez
$999,0004 bd3.5 ba3,270 sqft$306 /sqft$5,939 /mo all-in ↓

4202 N HOWARD AVENUE, TAMPA, FL, 33607

Active62 days on marketListed Jun 4, 2026MLS #TB8514608

Single Family ResidenceRIO VISTA

About this home

4202 N HOWARD AVENUE

2025 ROOF, 2023 SOLAR PANELS, 2020 HVAC. NO HOA. OUT OF ALL FLOOD ZONES & VETERAN OWNED **(VA Loan Assumable potential)! Located right in the heart of Tampa and sitting on a rare 0.20 acre lot, this exceptional property at 4202 N Howard Ave offers an unbeatable combination of modern efficiency, top-tier security, and prime location. Rest easy knowing the home is a fortress, being a block on slab concrete construction built for Florida weather. Featuring an open floor plan, the spacious layout boasts 4 bedrooms and 3.5 bathrooms, providing ample space and comfort for a large or growing family. Energy efficiency, pristine water quality, and total peace of mind are built right in, thanks to solar panels installed in 2023, a roof from May of 2025, a whole-house water purification system, and an entire-home security camera system. Step outside to enjoy outdoor living in the completely fenced in rear yard with white vinyl fencing, offering total privacy. Inside, the beautifully remodeled kitchen serves as the stylish centerpiece of the home, perfect for both daily living and entertaining. Best of all, you are just minutes away from the premier shopping and dining at Hyde Park Village and International Plaza, as well as the convenience of Tampa International Airport. About a mile and a half south is Tampa's famous SoHo district, meaning you are incredibly close to SoHo nightlife and dining. Adding to its exceptional family and lifestyle appeal, the home is located within walking distance to the Hillsborough River and Raymond James Stadium! It is also near highly accessible local schools—including Tampa Bay Boulevard Elementary, Roland Park K-8 Magnet School, Madison Middle, Jefferson High School, and Hillsborough Community College. The only thing missing is you!

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,270

Sqft

0.2 ac

Lot size

2

Garage

2006

Year built

Two

Levels

$306

Per sqft

Pets allowed

Inside

FlooringBamboo · Ceramic Tile
AppliancesBuilt-In Oven · Dishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Dry Bar · Eating Space In Kitchen · High Ceilings · PrimaryBedroom Upstairs · Smart Home · Split Bedroom · Vaulted Ceiling(s)
LaundryCorridor Access
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorPrivate Mailbox · Private Yard · Sidewalk

Community & fees

Taxes (2025)$172/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,939 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,391
PMI (est., until 20% equity)$375
Property tax — 2025 actual bill$14
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,900
Interest rate6.00%
Loan term

Estimated payment

$5,939/mo

Principal & interest$5,391
PMI (est., until 20% equity)$375
Property taxes (actual bill)$14
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $999K
$959KedgeAI estimate $1,295,871 · range $1.2M$1.4M$1.4M

vs edgeAI estimate

−22.9%

$/sqft vs RIO VISTA

$306 vs $332

Days on market

62 vs 41 typical

Where $306/sqft sits among the 15 homes for sale in RIO VISTA

10 · this home
2
1
0
1
1
$221–591$591–961$961–1331$1331–1701$1701–2071$2071+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tampa

Map of 4202 N HOWARD AVENUE

Drive times from this address

Downtown Tampa8 min
Tampa Int’l Airport (TPA)13 min
Walt Disney World73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

TAMPA 33607 — neighborhood snapshot

Population

24,960

Median age

39

Median income

$66,404

Median home value

$316,100

Avg household

2.14

Households w/ children

1,882

For the school run

Hillsborough County School District

ElementaryWest Tampa Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★
HighJefferson High School★★★★
MiddleMadison Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

7 of 15

RIO VISTA have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 265% above the TAMPA 33607 median. See the full Tampa market guide →

Paper trail

This home's history

Jun 4, 2026Listed at $999,000 · 62 days on market since
2006Built · RIO VISTA

Reality check

What actually sold near 4202 N HOWARD AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

117 EVANGELINE STREETSold · Sep ’25

$349,000

117 EVANGELINE STREET · same community

3 bd · 3 ba · 2,453 sqft · $142/sqft · 72 DOM

226 81ST AVENUE NSold · Jan ’26

$525,000

226 81ST AVENUE N · same community

4 bd · 2 ba · 1,968 sqft · $267/sqft · 4 DOM

130 80TH AVENUE NESold · Nov ’25

$571,000

130 80TH AVENUE NE · same community

3 bd · 2.5 ba · 1,956 sqft · $292/sqft · 213 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4202 N HOWARD AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4202 N HOWARD AVENUE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

4202 N HOWARD AVENUE FAQs

What would the monthly payment be for 4202 N HOWARD AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,939/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4202 N HOWARD AVENUE?+

The most recent tax bill on record (2025) was $172. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4202 N HOWARD AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $999,000, this home is listed about 122% above the Tampa median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4202 N HOWARD AVENUE?+

West Tampa Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Jefferson High School (high), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Christopher Worthington. MLS #TB8514608.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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