698 UNION STREET, DUNEDIN, FL, 34698
Active63 days on marketListed Jun 1, 2026MLS #TB8514563
About this home
698 UNION STREET
Studio Apartment with 1 bathroom located in lovely downtown Dunedin. This charming 1 bathroom studio apartment boosts ceramic tile throughout and a shared 2nd story screened in balcony. Conveniently located close to Patricia Shopping Center, Sunset Shoppes, and Highlands Shopping Center. Saint Petersburg College is a short 15 minute commute and both local airports (Tampa International, St Petersburg-Clearwater International) are less than a 35 minute drive. The world renown beaches of Honeymoon Island State Park and Caladesi Island State Park are both located within 7 miles. Don't miss the downtown Dunedin entertainment scene from films in the park, the downtown market and the Wine and Blues Taste of Dunedin festivals. $75 App fee/adult, $300 non-refundable pet fee/ pet, security deposit equal to one months rent, $75 tenant annual processing fee/ household after acceptance, renters insurance required.
Facts & features
The home at a glance
0
Bedrooms
1
Bathrooms
420
Sqft
0.21 ac
Lot size
1960
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$167 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$167/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Dunedin actives
$2 vs $298
Days on market
63 vs 51 typical
Where $2/sqft sits among the 264 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $463K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
158 of 264
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 698 UNION STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$745,000
646 NORFOLK STREET · same community
8 bd · 7 ba · 4,330 sqft · $172/sqft · 104 DOM
Sold · Jul ’26$155,000
1128 TARRIDON COURT
1 bd · 1 ba · 560 sqft · $277/sqft · 2 DOM
Sold · Dec ’25$145,000
1420 OAK HILL DRIVE UNIT 203
1 bd · 1 ba · 610 sqft · $238/sqft · 112 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 698 UNION STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 698 UNION STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
698 UNION STREET FAQs
What would the monthly payment be for 698 UNION STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $167/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 698 UNION STREET?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $1,000, this home is listed about 100% below the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 698 UNION STREET?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DUNEDIN 34698 market on paper
$1,000 is 100% below the DUNEDIN 34698 median of $300,000, and at $2/sqft it sits under the Dunedin average of $330.
02Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $1,100, now $1,000 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DENNIS REALTY PROPERTY MGMT. · Wanda Burnside. MLS #TB8514563.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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