
2 N FERNWOOD AVENUE UNIT 14, CLEARWATER, FL, 33765
Active70 days on marketListed Jun 2, 2026MLS #TB8514540
About this home
2 N FERNWOOD AVENUE UNIT 14
Beautifully Refreshed 2 Bedroom Condo in an Incredible Clearwater Location! This charming 2-bedroom, 1-bathroom condo features a bright open floor plan, spacious living area, and access to a relaxing community pool, perfect for enjoying the Florida lifestyle. Surrounded by some of the area’s best parks and recreation, including Eddie Moore Softball Complex, Moccasin Lake Nature Park, The Long Center, Kapok Park, and Northeast Coachman Disc Golf Park. Just minutes from the Philadelphia Phillies spring training facility, only 15 minutes to the Toronto Blue Jays facility, and about 30 minutes to the New York Yankees spring training park across Tampa Bay. Centrally located with easy access to Clearwater Beach and its world-famous white sandy beaches, consistently ranked among the best in America. Conveniently close to Countryside Mall, shopping, dining, downtown Dunedin, and downtown Safety Harbor, both offering waterfront charm, amazing restaurants, entertainment, marinas, concerts, and more!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
800
Sqft
0.01 ac
Lot size
1968
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$170 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$170/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$2 vs $226
Days on market
70 vs 54 typical
Where $2/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33765 — neighborhood snapshot
Population
14,364
Median age
47.2
Median income
$61,910
Median home value
$290,700
Avg household
2.31
Households w/ children
1,385
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $330K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
227 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CLEARWATER 33765 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2 N FERNWOOD AVENUE UNIT 14
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$101,000
1301 S HERCULES AVE UNIT 3
2 bd · 1 ba · 795 sqft · $127/sqft · 240 DOM
Sold · Dec ’25$120,000
1303 S HERCULES AVENUE UNIT 28
2 bd · 2 ba · 900 sqft · $133/sqft · 50 DOM
Sold · Oct ’25$90,000
1301 S HERCULES AVENUE UNIT 19
1 bd · 1 ba · 680 sqft · $132/sqft · 154 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2 N FERNWOOD AVENUE UNIT 14 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2 N FERNWOOD AVENUE UNIT 14 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2 N FERNWOOD AVENUE UNIT 14 FAQs
What would the monthly payment be for 2 N FERNWOOD AVENUE UNIT 14?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $170/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2 N FERNWOOD AVENUE UNIT 14?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $1,395, this home is listed about 99% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2 N FERNWOOD AVENUE UNIT 14?+
McMullen-Booth Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 ELITE LOCATIONS, INC · Ruddy Hostia Llc. MLS #TB8514540.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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